Belmont Homes with Waterfront Lot Description

Welcome to Belmont, North Carolina – a hidden gem nestled in the heart of Gaston County that beautifully blends small-town charm with modern convenience. Just a stone's throw from the vibrant city of Charlotte, Belmont boasts a picturesque setting along the shores of Lake Wylie, offering residents a tranquil escape from the hustle and bustle of city life.

Belmont is renowned for its historic downtown area, where quaint shops and delightful eateries line the streets, inviting you to explore and indulge in local flavors. With lush parks, scenic walking trails, and a welcoming community spirit, it’s no wonder that families and retirees alike are drawn to this charming city.

For those seeking a slice of paradise, Belmont's waterfront homes are truly a dream come true. Imagine waking up to stunning views of the water, where you can enjoy morning coffee on your deck or spend lazy afternoons fishing from your private dock. These homes often feature expansive outdoor spaces, perfect for entertaining or simply soaking in the serene surroundings. Whether you’re looking for a cozy cottage or a luxurious estate, Belmont’s waterfront properties cater to a variety of tastes and lifestyles.

With its rich history, vibrant community, and breathtaking waterfront views, Belmont offers a unique opportunity to experience the best of North Carolina living. Come discover your forever home in this idyllic setting, where every day feels like a vacation!

Newest Belmont Homes with Waterfront Lot Description

$1,295,000

4 Beds ⋅ 4 Baths ⋅ 4422121 MLS ⋅ ACTIVE Status

Unparalleled Lake Wylie Waterfront Luxury Living!! Welcome home to a lakefront retreat where every day feels like a getaway. Situated on a rare 1+ acre peninsula with no HOA, this striking 4-bedroom, 4-full-bath lake house spans 4200 square feet of meticulously designed living space, including three separate laundry room options for added convenience. Strategically positioned just minutes from downtown Belmont, with easy access to CLT and Uptown Charlotte, this home offers breathtaking water views from virtually every room, effortlessly blending everyday comfort with world-class entertaining. The culinary kitchen is the centerpiece of the home. Custom Amish cabinetry and quartz surfaces frame an oversized 3' x 8' island and a generous breakfast bar. Thoughtful details include integrated wine storage, a dedicated beverage refrigerator, a separate ice maker and a new range with convection and air-fryer capabilities, creating a space equally suited to quiet mornings and elegant entertaining. The primary suite occupies the entire third floor, creating a private, secluded sanctuary of 805 square feet. A large sliding door opens to a private screened deck overlooking the lake, framing water views from the moment you awake. The spa-inspired primary bath features dual showers, while multiple walk-in closets and a private coffee bar complete this exceptional suite. The walk-out lower level is a self-contained living space with a full second kitchen, a bedroom, a bath and living area. It's ideal for hosting guests in comfort or for multi-generational living. Outdoor living is designed to impress. The main level opens to an expansive covered deck with both open-air and screened areas. Below, a stone-paver patio extends the entertaining space, and a separate lakeside terrace with a stone fireplace invites gatherings in every season. Evenings bring a front row view of herons, egrets and sunsets reflected across calm water. A floating dock and boat lift offer seamless access to the lake. The oversized garage of roughly 1,000 square feet accommodates two vehicles, with additional space for a workshop and storage for lake toys. From morning coffee serenaded by songbirds to front-row seats for Lake Wylie's spectacular golden-hour sunsets, this peninsula lake house offers an irreplaceable combination of space, freedom and refined waterfront living.

1724 Gaither Road, Belmont

Listing courtesy of Carolinas Key Realty LLC. 704-685-1763

$1,125,000

4 Beds ⋅ 4 Baths ⋅ 4430469 MLS ⋅ ACTIVE Status

Welcome to an exceptional waterfront retreat on 1.13 acres in one of Belmont’s most prestigious gated communities featuring a private boat slip! This property backs up to a cove, however, it is a small cove that is not always usable, but has the ability to launch a kayak from your own backyard water level permitting, or enjoy neighborhood marina access with a private boat slip and lift on Lake Wylie. Designed for both relaxation and entertaining, the outdoor spaces are truly remarkable , featuring a spacious covered deck made with Trek composite, built-in hot tub, firepit, and an expansive, private backyard that feels like your own secluded sanctuary. A breathtaking sunroom serves as the heart of the home, showcasing soaring ceilings, walls of windows, and sweeping views of the peaceful backyard. Filled with natural light, this stunning space offers the perfect setting for quiet mornings, elegant gatherings, or simply enjoying the beauty of every season. Inside, timeless architectural details and rich hardwood floors create an atmosphere of warmth and sophistication. A welcoming foyer opens to a formal dining room ideal for hosting, while the beautifully appointed kitchen features custom cabinetry, a bright breakfast area, and an inviting hearth room. The main-level primary suite offers comfort and privacy, complemented by a dedicated office for work or study. Upstairs, a huge bonus/bedroom with full bath and walk in closet. An amazing private media room, exercise room, a study for homework and ample storage including a walk in attic. So many upgrades, including Irrigation system and bluetooth/radio/HDMI hookup speaker system through home. and zoned HVAC system! Endless possibilities for recreation, guests, or hobbies. Ideally located just minutes from charming local shops, dining, and the renowned Daniel Stowe Botanical Garden, with convenient highway access for an easy commute. This is more than a home ,it’s a lifestyle defined by elegance, comfort, and effortless lakeside living.

9263 Egret Ridge, Belmont

Listing courtesy of Keller Williams Ballantyne Area. connie@connieyateshomes.com

$4,599,999

4 Beds ⋅ 7 Baths ⋅ 4415295 MLS ⋅ ACTIVE Status

Welcome to one of Lake Wylie's most extraordinary waterfront estates, privately nestled on 2.41 acres in the prestigious gated community of Misty Waters. Almost 1,000 linear feet of shoreline, this remarkable peninsula property offers panoramic water views, unmatched privacy, and a resort-style lifestyle rarely found in the Carolinas. Designed for luxury living and grand-scale entertaining, this custom estate features nearly 8,000 square feet under roof with four spacious bedrooms, each with its own en-suite bath, multiple living and gathering areas, a private home theater, gym/game room, and an elevator installed in 2025 for convenient access throughout the home. The gourmet kitchen is a chef's dream, equipped with premium appliances, multiple ovens, two dishwashers, wine refrigeration, reverse osmosis water system, and abundant custom cabinetry. Brazilian cherry hardwood floors, extensive millwork, central vacuum system, and walls of windows showcase the exceptional craftsmanship and stunning lake views throughout. Step outside to your own private waterfront resort featuring a custom pool, expansive entertaining areas, sandy beach, floating dock, and private boat ramp. Whether hosting guests or enjoying a peaceful sunset over Lake Wylie, every detail of this property was designed to embrace waterfront living at its finest. A rare and highly sought-after feature is the oversized RV garage, offering endless possibilities for RV storage, boat storage, a luxury car collection, workshop space, or the ultimate hobbyist retreat. This versatile space is ideal for automotive enthusiasts and those seeking premium storage solutions. Residents of Misty Waters enjoy gated access, a community clubhouse, pool, marina, walking trail, kayak launch, and a welcoming neighborhood atmosphere just minutes from downtown Belmont, Charlotte Douglas International Airport, and Uptown Charlotte. A once-in-a-generation opportunity to own one of Lake Wylie's most iconic waterfront properties.

9305 White Ibis Court, Belmont

Listing courtesy of Premier South. randy@ransellshomes.com

$1,100,000

5 Beds ⋅ 5 Baths ⋅ 4414792 MLS ⋅ ACTIVE Status

.69 acres and beautiful water views. This home is surrounded by miles of hiking trails and shoreline. It is minutes to hundreds of acres of conserved land. It has easy access to highways, the airport, and Lake Wylie. Use the neighborhood amenities like it is your own. Amenities include the clubhouse, pool, fitness center, playgrounds, trails, kayak launch, stocked pond and a dog park. The home features two bedrooms on the main level, massive owners walk-in closet with custom shelving, oak hardwood throughout, gas kitchen cooktop, laundry room sink, garage sink, workshop cabinets, additional garage storage shelving, screened porch, custom patio, fire pit, fenced yard, outside storage closet, smart outdoor lighting, and an EV charger plug.

229 South Shore Drive, Belmont

Listing courtesy of COMPASS. tonyfrantilla@gmail.com

$780,000

4421365 MLS ⋅ ACTIVE Status

Waterfront homesite at the end of the Timberlake Point cul-de-sac in Hunts Point, McLean's 22-homesite lakefront enclave in Belmont. Level 0.61-acre lot with about 100 feet of shoreline and open north-to-northwest water views across a wide bay, with conservancy-held woodland on the far shore. The shoreline sits just inside the mouth of a protected cove - open views out, calm water at the shoreline, under two minutes by boat to the main channel. Wide designated pier zone per the recorded plat gives options for dock placement; any dock is subject to a Duke Energy permit (buyer to obtain). Level topography suits a crawl space or basement plan, with room for a pool and outdoor living. City water and sewer hookups available; natural gas at the street. No time limit to build. Paved access to the Carolina Thread Trail, minutes to Morningstar Marina, downtown Belmont, and Daniel Stowe Botanical Garden, with an easy drive to Charlotte.

1012 Timberlake Point Unit #8, Belmont

Listing courtesy of Connor McSpadden. connorm@mdcsys.com

$825,000

3 Beds ⋅ 4 Baths ⋅ 4420913 MLS ⋅ ACTIVE UNDER CONTRACT Status

Location, Location, Location: waterfront lot with a floating dock, walkable to downtown Cramerton, Goat Island Park, Carolina Thread Trail. All of this and a full brick 3597 +/- heated square feet home with a BRAND new roof in August 2026. The HVAC was updated in 2021 for the main level and in 2025 in the basement. There are laundry locations on the main level and basement as well, both offering electric or gas dryer availability. The main level has a split bedroom floor plan. The primary suite has a water view, a whirlpool tub and separate shower, walk-in closet. A formal living room as well as a formal dining room offering loads of options for office space, play room or whatever you desire. The kitchen is complete with an updated dishwasher and oven, a breakfast bar, and dining area as well, with a water view. The 2nd bedroom also has a water view as well. In the basement, you will find all kinds of options and lots of space. There is room for everyone in this house! An oversized garage/shop, a billiard room complete with a pool table to remain. A safe will remain. An office or media room with a full bath and a walk-in closet. There is also a large rec room or family room complete with a wet bar and lots of seating. In addition to all of this, there is a ton of floor attic storage and room for possible expansion if needed. Outside, there is landscape lighting throughout the front and back yard, programmed to come on at dusk. The floating dock offers a great area to relax and enjoy your private waterfront oasis! Come check this one out for yourself!!

401 Armstrong Drive, Belmont

Listing courtesy of Moss Realty. greg@mossrealty.com

$1,289,000

3 Beds ⋅ 4 Baths ⋅ 4402621 MLS ⋅ ACTIVE Status

Discover an exceptional waterfront retreat where timeless brick construction, breathtaking Lake Wylie views, and effortless indoor-outdoor living create the ultimate lake lifestyle. Perfectly positioned in a protected cove, this stunning home offers the best of both worlds—peaceful waters for swimming and paddle sports, with endless open water boating adventures just moments away. The exceptional outdoor amenities are sure to impress, featuring a private, gently sloped lot, floating boathouse, expansive Trex deck with hot tub, paver patio, and screened porch perfectly positioned for unforgettable sunrise views. Inside, the open-concept floor plan is filled with natural light and showcases inviting gathering spaces. This lovingly cared for custom built home features new flooring in the lower level, custom lighting, surround sound speakers, new hot water heater, and a new roof! The well-appointed kitchen is equipped with stainless steel appliances, a center island, breakfast bar, abundant cabinetry, and flows seamlessly into the dining area and great room with vaulted ceiling and a cozy fireplace. The main-level primary suite is a true sanctuary, complete with two walk-in closets, dual vanities, and a massive walk-in shower. The walkout lower level expands the home's entertaining possibilities with an enormous recreation room featuring a wet bar and fireplace, two additional bedrooms, two full baths, and a second laundry area—ideal for hosting weekend guests after a day on the lake. Located in charming Belmont, this exceptional home offers a welcoming small-town atmosphere with convenient access to Daniel Stowe Botanical Gardens, Charlotte, the airport, and everything the region has to offer.

1075 Lakefront Woods Drive, Belmont

Listing courtesy of Keller Williams Connected. drew@lwman.com

$1,325,000

5 Beds ⋅ 5 Baths ⋅ 4414603 MLS ⋅ ACTIVE Status

Commanding over an acre of pristine, wooded shoreline along a secluded cove, 9267 Egret Ridge represents the pinnacle of private lakefront living within Belmont’s coveted, gated enclave of Misty Waters. Spanning nearly 5,900 square feet of meticulously curated architecture, this estate balances grand scale with intimate, serene luxury. Arrival sets an immediate tone of warmth and refinement, greeted by a timeless wrap-around front veranda. Inside, soaring two-story volumes and a wall of floor-to-ceiling glass frame panoramic views of quiet waters and dense forest canopy. The epicurean kitchen serves as both a culinary sanctuary and a gathering node, appointed with custom cabinetry, a wrap-around granite island, gas cooktop, double ovens, and a dedicated warming drawer. A main-level guest suite offers gracious, private accommodations for visiting family or staff. Ascend to the upper level, where the primary suite rivals the world's finest boutique resorts. Complete with a private lounge anchored by a fireplace, tray ceilings, double walk-in dressing rooms, and a spa-inspired bath with a deep soaking whirlpool, it offers an effortless retreat from daily life. Designed for high-level entertaining and wellness, the lower walkout level reveals a full terrace suite—featuring a private media theater, an executive wet bar and secondary kitchen, a dual-sided fireplace, and space tailored for a home gym or private spa. Outdoors, the estate transitions into a multi-tiered sanctuary. Step from the main terrace deck down to the lower stone patio, complete with an open-air fire pit designed for starlit evenings. A gentle, private path leads to your personal waterfront access—perfect for launching personal watercraft into the calm, glassy cove. Located moments from Historic Downtown Belmont with effortless access to Charlotte, this is an extraordinary opportunity to acquire a legacy residence of true distinction.

9267 Egret Ridge, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 704-747-4697

1535 Reflection Pointe Boulevard, Belmont

$1,950,000

4 Beds ⋅ 4 Baths ⋅ 4406218 MLS ⋅ ACTIVE Status

Designed with both luxury and livability in mind, to make the most of your waterfront living and brand new dock! This exceptional custom residence offers more than 3,700 square feet of intentionally curated living space in one of Belmont's most coveted gated communities. Built by the award-winning team at Keen HomeCrafters, the home seamlessly blends timeless architecture, refined finishes, and modern functionality—all just moments from downtown Belmont. The open-concept floor plan was designed for effortless entertaining and everyday comfort, flowing from the dining area and great room to an inviting den with fireplace and thoughtfully designed outdoor living spaces. Wired sound system fills the home with audio fitting your mood, expansive windows fill the home with natural light, highlighting sophisticated details throughout and centering around the chef's kitchen featuring custom cabinetry, an oversized island, stainless steel appliances, a custom vent hood, and a scullery pantry with beverage center. The main-level primary suite offers a private retreat with direct outdoor access, a spa-inspired bath with a freestanding soaking tub and oversized walk-in shower, and an expansive custom closet. Upstairs, additional living space is complemented by a private guest suite with an ensuite bath and a versatile fourth bedroom or bonus room ideal for a home office, fitness space, media room, or additional guest accommodations. Rare for the community, a level backyard, surrounded by mature landscaping and natural tree coverage, the rear yard offers endless possibilities, a future pool, additional entertaining spaces, design whatever you can dream! Residents of Reflection Pointe enjoy incredible amenities - resort-style pool, tennis courts, waterfront clubhouse just down the road, and walking trails. Offering exceptional craftsmanship, architectural distinction, and an enviable Belmont location, this remarkable home presents a rare opportunity to experience luxury Lake Wylie waterfront living at its finest.

1535 Reflection Pointe Boulevard, Belmont

Listing courtesy of Realty One Group Revolution. JPWRealEstate@outlook.com

$555,000

2 Beds ⋅ 1 Baths ⋅ 4405510 MLS ⋅ ACTIVE Status

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.

146 Duck Cove Road, Belmont

Listing courtesy of Lake Homes Realty LLC. 866-525-3466

$375,000

3 Beds ⋅ 2 Baths ⋅ 4399917 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to your own waterfront retreat on the beautiful South Fork Catawba River! This charming 1,122 sqft home, offers a rare opportunity to enjoy peaceful riverfront living just a short drive from the vibrant shops, restaurants, and entertainment of downtown Belmont. Step outside and experience what truly sets this property apart. With a stunning backyard with breathtaking sunset views stretching across the water. Whether you’re enjoying your morning coffee, entertaining family and friends, or simply unwinding after a long day, the tranquil riverfront setting provides the perfect backdrop. Inside, you’ll find a comfortable and inviting layout that makes the most of its space, while the outdoor living opportunities make this home feel even larger. From kayaking and fishing to watching wildlife or relaxing by the water’s edge, this property offers the lifestyle you’ve been dreaming of. If you’ve been searching for a home that combines convenience, natural beauty, and waterfront living, this South Fork Catawba River gem is one you won’t want to miss.

313 Riverfront Drive, Belmont

Listing courtesy of L&E Properties. c.helms@leproperties.com

$1,645,000

4 Beds ⋅ 4 Baths ⋅ 4399291 MLS ⋅ ACTIVE UNDER CONTRACT Status

LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR Looking for the ultimate deep-water retreat? Experience the Lake Wylie lifestyle in this exceptional European-inspired custom waterfront estate in Belmont’s gated Reflection Pointe. Set on one of the community’s coveted deep-water homesites with expansive, wide-open water views, this home delivers the waterfront setting buyers dream about but rarely find. Imagine morning coffee overlooking sparkling main-channel views, afternoons boating or paddleboarding from your private dock, and evenings gathered around the lakeside fire pit. Here, every day feels like a vacation. Designed to celebrate the lake, walls of windows capture panoramic water views from nearly every rear-facing room. The dramatic Great Room features soaring 14-foot coffered ceilings, fireplace, custom built-ins, and an open layout that feels both elegant and inviting. The chef’s kitchen features granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow to the dining and living areas—all overlooking the water. The main-level primary suite offers beautiful lake views and a spa-inspired bath, while the private elevator provides convenient access to the walkout lower level with second living quarters. Ideal for multigenerational living or extended-stay guests, the lower level offers private second living quarters with a spacious Family Room and second fireplace, mini kitchen/wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch with incredible water views. With its own gathering spaces and direct outdoor access, family and guests can enjoy privacy while remaining connected to the rest of the home. Outdoor living is exceptional! Screened in lower porch and a flagstone terrace off the Kitchen and Primary Suite on Main level, terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit. At the shoreline, the private covered dock features a motorized boat lift and separate floating PWC dock, plus city water, internet access, dedicated music zone, and HD security cameras. The deep-water location provides excellent boating access throughout the year. Additional features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, and an oversized garage with space for recreational equipment. Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this deep-water waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for. Live the lake life. Every single day.

3225 Lake Pointe Drive, Belmont

Listing courtesy of Keller Williams Ballantyne Area. maxwellhse@gmail.com

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