Belmont Homes under $800,000

Welcome to Belmont, North Carolina – a hidden gem nestled in the heart of Gaston County! This charming city offers a perfect blend of small-town warmth and modern conveniences, making it an ideal place to call home. Known for its picturesque landscapes and friendly community, Belmont is situated just a short drive from the bustling city of Charlotte, allowing residents to enjoy the best of both worlds.

One of the most appealing aspects of Belmont is its diverse range of homes available for under $800,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of attractive options to suit your lifestyle and budget. From cozy bungalows to spacious family homes, the real estate market in Belmont offers something for everyone. Many properties are situated in tranquil neighborhoods, adorned with beautiful tree-lined streets and easy access to parks and recreational areas.

Belmont is also rich in history and culture, with charming downtown streets that feature unique shops, delightful eateries, and vibrant community events. The city is home to the stunning Daniel Stowe Botanical Garden, where residents can enjoy nature’s beauty year-round. With excellent schools, a strong sense of community, and a variety of recreational activities, Belmont is not just a place to live; it’s a place to thrive.

If you’re looking for a welcoming community with affordable housing options, Belmont, NC, is the perfect destination. Explore the opportunities this charming city has to offer and discover your dream home today!

Newest Belmont Homes under $800,000

$389,900

4 Beds ⋅ 2 Baths ⋅ 4435275 MLS ⋅ ACTIVE Status

Attention Investors! Great property to consider! within walking distance to Belmont's New Up and Coming Waterfront Village Center. This home features 4 bedrooms 2 full baths, Lg Primary Suite with it own full private bath. The other three bedrooms are very spacious also, Large and spacious living room, Lg Kitchen with plenty of cabinets and counter space. Formal Dining Room Spacious laundry room with plenty of storage. Plus a lg above ground pool with a wrap around deck, spacious pool house wired and bathroom. storage building, large lot beautifully landscaped.

107 Piedmont Road, Belmont

Listing courtesy of Buddy Harper Team Realty. bharper1@carolina.rr.com

503 East Ave East N Avenue Unit #503 East Ave, Belmont

$629,000

3 Beds ⋅ 2 Baths ⋅ 4381071 MLS ⋅ COMING SOON Status

503 East is a fine house. Commissioned in 2019 for construction by Andrew Lineburger with tasteful styling and elegant features that can only come with a custom house. Known by the neighbors as the "cute house" on the corner has a stylish swoop with eight foot front door that indicates there's more inside than expected. Wide white oak hardwood floors greet you and lead you inside. The interior has been designed with earthy yet modern tones and adorn with Scandinavian styled fixtures. Built-ins stand the full length of the ten foot high ceilings on either side of the gas fireplace. While an oversized bench settee defines the dining space, and with built in storage is a great addition to this custom home. You'll flow into the clean yet surprisingly large kitchen with oversized island, new gas range and soft-granite sink. You won't find upper cabinets like in a traditional home, this custom house has a wall of cabinets and appliance stations, all concealed behind large soft close cabinetry. Enjoy the space and open floor plan to host or be social. Windows let the light flow in with views of the trees along the North facing wall of this home. Next is a drop zone at the rear eight foot door with a pocket door to the back kitchen and laundry and separate flex space. Here is a second work space with pantry, storage, and scullery. Slate floor and sealed solid hardwood countertops meet more custom cabinetry to create a functional and appealing space. Connected is a flex space, office, art gallery, yoga studio, or exercise area. This space has an East facing window that lets in plenty of light and is a great getaway area. The South side of the dwelling houses the bedrooms. The Primary is at the rear and has three large East facing windows with views of the forest with generous spacing and a quite stylish fan. The Primary includes a long walk in closed with built-ins featuring drawers, shoe storage, shelving, and divided storage for smaller items like jewelry or watches. The primary bath is a focal point for this house. A long deep tub is encased in matching tile with solid countertop cut and fitted, created a luxurious bath just beneath a large picture window with muslin privacy curtain.Glass shower features a ledge and inset storage for soaps and shampoos. Another custom cabinet supports towel and other storage while an oversized sink sports two individual wall mounted faucets. Moving back through the house towards the front entrance, another eight foot pocket door separates the additional two bedrooms and second bath. The front bedroom breaks the ten foot ceiling standard with 12 foot ceilings! This room features a queen sized Murphy bed with additional built in shelving. The second bath features a floating vanity if a stool is needed, deep tub with dramatic curtains that flow from the ceiling. The third bedroom is similar in size to the second and features a South facing window. Moving outside, at the front, Pampas Grass along with a row of evergreens form a privacy wall for your space. Pea gravel creates a supporting look with the whispy grasses that decorate the landscaping. A massive parking space allows multiple vehicles to find their home for the night. Moving to the rear, through the house is the generous rear deck. This is a space of it's own and oversized to contain a concrete pad below, carving out two spaces to enjoy the outdoors. Both over look a solid wooden fenced in back yard with wisteria, sea oats, and a rosemary leading the landscaping. The back yard is surprisingly available for all kinds of activities or spaces. Featuring a growing oak tree, garden area, and landscaping, make this your space. Access to the back yard can be from the rear deck or a side gate on the North side of the property. Immediately outside the gate is the crawl space door. This area is great for storage as it's approximately seven feet at the door side and boasts a usable storage area before sloping upwards to a traditional crawl size.

503 East Ave East N Avenue Unit #503 East Ave, Belmont

Listing courtesy of Premier South. bradloveshouses@gmail.com

$484,990

4 Beds ⋅ 3 Baths ⋅ 4435183 MLS ⋅ ACTIVE Status

Enjoy spacious, low-maintenance living in this 2,433-square-foot end-unit townhome within the award-winning McLean community, where Lake Wylie lifestyle meets Belmont charm. Offering 4 bedrooms and 3 full bathrooms, this thoughtfully designed two-story home features two outdoor living spaces and a 2-bay rear-load garage. The open-concept first floor centers around a gourmet kitchen with white cabinetry and a gas cooktop, alongside a convenient drop zone near the garage. A first-floor bedroom and full bath provide flexibility for guests or everyday living. Upstairs, a large loft offers additional room to relax or gather, while the primary suite features a spacious walk-in closet and tiled walk-in shower. Three upstairs bedrooms and a large laundry room complete the layout, with scenic trails, highly rated schools and Downtown Belmont nearby.

75 Seven Oaks Landing, Belmont

Listing courtesy of TRI Pointe Homes INC. james.warner@tripointehomes.com

$325,000

4 Beds ⋅ 2 Baths ⋅ 4434646 MLS ⋅ ACTIVE Status

One-level living at its finest -- convenient to shopping and restaurants and Lake Wylie. You'll love all the indoor/outdoor living options. You'll love to cook in the updated kitchen with granite countertops, white cabinets and classic subway tile backsplash. Friends and family will love to gather in your ginormous 24x13 vaulted great room featuring a beautiful brick fireplace and exposed wood beams in the cathedral ceiling. Great natural light beams off the beautiful LVP floors. Fresh paint and new carpet in bedrooms. With 4 bedrooms plus a home office, there is plenty of room for the family to spread out. Love outdoor living? You can sit on your 27x9 covered front porch to watch the world go by or host the biggest BBQ on your 390-sf back deck overlooking your fenced-in backyard. You also have TWO storage sheds PLUS a 205-sf workshop for all your tools, hobbies and, well, "stuff." ... Super convenient to restaurants and shopping -- 1/4 mile to future Publix, 1 mile to Twin Tops Fish Camp, Ray Nathan's BBQ joint, ABC Store and more. ... 5 min. to Downtown Cramerton. 10 min. to Downtown Belmont. 5 min. to Lake Wylie.

102 Roxie Lane, Belmont

Listing courtesy of Keller Williams South Park. barry@reeveshometeam.com

$647,000

5 Beds ⋅ 4 Baths ⋅ 4433787 MLS ⋅ ACTIVE Status

Welcome to 204 Southfork Lane in Belmont’s Desirable Timberlake Community! This refreshed five-bedroom, four-full-bathroom home offers plenty of space, a functional open floor plan, and a fantastic location just minutes from everything downtown Belmont and Cramerton have to offer! The main level features an open kitchen and dining area designed for gathering, complete with a large island, stainless steel appliances, a gas cooktop, a new wall oven and microwave. The spacious living and dining areas flow seamlessly together and open to a large backyard … perfect for entertaining, relaxing, or enjoying time outdoors. One of this home’s standout features is its two primary bedrooms, each with a private en-suite bathroom. Upstairs, you’ll find both primary suites, two additional bedrooms, another full bathroom, and a generous flex space ideal for a home office, playroom, or additional living area. The fifth bedroom and fourth full bathroom are conveniently located on the main level, offering flexibility for guests or multigenerational living. Need storage? This home has plenty! From ample closets and cabinetry to additional garage storage, there’s room for everything. Enjoy the privacy of the fenced backyard, the charm of the tree-lined street, and the convenience of being close to the shops, restaurants, and small-town charm of Belmont and Cramerton. With updated HVAC (new A/C Unit outside and coil replaced in the Furnace), water heater, wall oven, and carpet, this home has even more to offer. If you’ve been searching for space, convenience, and a home that’s ready for its next chapter, 204 Southfork Lane could be the one for you! Make an appointment today!

204 Southfork Lane, Belmont

Listing courtesy of 5 Points Realty. evasile@5pointsrealty.com

$729,000

4 Beds ⋅ 4 Baths ⋅ 4432683 MLS ⋅ ACTIVE Status

Discover the perfect blend of modern style, comfort, and spacious living in this beautiful 4-bedroom, 3.5-bath modern farmhouse situated on approximately 1.46 acres in Belmont! Enjoy the privacy and peaceful setting of this expansive property while remaining incredibly convenient to downtown Belmont and Charlotte. It's rare to find this much space while still being so close to restaurants, shopping, entertainment, and everything the area has to offer! The thoughtfully designed open floor plan offers inviting living spaces ideal for everyday living and entertaining. The spacious kitchen features an oversized island, *hidden* walk-in pantry, and plenty of room for cooking and gathering, seamlessly connecting to the dining and living areas. A main-level bedroom with a full bathroom provides added convenience and flexibility for guests or a home office. Upstairs, the spacious primary suite features a walk-in closet and private bathroom with a separate soaking tub and shower. Additional bedrooms and a Jack-and-Jill bathroom provide comfortable accommodations and functional living space. Step outside and enjoy the covered front porch, perfect for relaxing with your morning coffee, or entertain on the rear patio overlooking the expansive yard. The gated property features extensive fencing, providing additional security and a wonderful outdoor setting. An attached three-car garage offers generous parking and storage space. With no HOA and an ideal location offering both tranquility and convenience, this property presents a rare opportunity to enjoy spacious living with easy access to everything the surrounding area has to offer!

952 Armstrong Road, Belmont

Listing courtesy of DASH Carolina. NONE

$399,000

3 Beds ⋅ 3 Baths ⋅ 4434166 MLS ⋅ ACTIVE Status

OPEN HOUSE: SAT 1-3pm & SUN 11-1pm SPACE....TURNKEY....NO HOA...Welcome to this like-new home built in 2024 and meticulously maintained. Step inside to an open-concept floor plan with LVP flooring, tons of natural light, and an easy flow from the living room to a dining area with room for a large table. The kitchen is the heart of the home, with a large island, quartz countertops, soft-close cabinets, abundant counter and storage space, and a large window overlooking the backyard. A half bath and a mud room with storage complete the main level. Upstairs are three bedrooms and two full baths, including a bright primary suite with a walk-in closet and an en-suite bath with a quartz double vanity and tiled shower. Out back, the deck overlooks a large, flat, fully fenced yard backed by woods, complete with a fire pit for morning coffee or evenings with friends. Like-new condition, room to spread out, and quality finishes throughout. This one checks every box!

302 Cherry Street Unit #255, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 415-519-9458

$279,000

3 Beds ⋅ 2 Baths ⋅ 4432644 MLS ⋅ ACTIVE Status

This charming, move in ready, home in Belmont, NC offers 3 bedrooms, 2 full bathrooms, and an extra-wide, covered front porch, perfect for rocking chairs and relaxing evenings. Beautiful, hardwood floors in the living room and hallway were recently sanded and stained in 2026. The bedrooms also have hardwood flooring. Crown molding throughout most of the home! Some of the recent upgrades include a new electric water heater in 2026 and new vanity in hall bathroom. New blinds throughout and new ceiling fans in living room and front bedroom. Kitchen features stainless steel appliances, new LVP flooring in 2026, and plenty of cabinet space! The large, level, backyard is surrounded by a privacy fence and includes a fire pit and gazebo for gathering with friends. A wired storage building provides convenient space for tools, hobbies, or extra storage. Enjoy inviting outdoor spaces and the character of a classic mill home! Easy access to grocery shopping, downtown Mt. Holly, McAdenville, and a short drive to downtown Belmont.

1501 Perfection Avenue, Belmont

Listing courtesy of Premier South. tswilsonrealtor@gmail.com

$275,000

2 Beds ⋅ 3 Baths ⋅ 4431055 MLS ⋅ ACTIVE Status

Discover the perfect blend of modern comfort, convenience, and low-maintenance living at 610 Sweet Bonnie Lane! Built in 2021, this townhome has the appeal of newer construction. This inviting 2 bedroom, 2.5 bath townhome offers a wonderful opportunity for first-time homebuyers, busy professional, down sizers or anyone looking to enjoy a comfortable home in a convenient location. 610 Sweet Bonnie Lane, is ideally located near I-85 to allow travel to I-485 and I-77. With an easy commute to Uptown Charlotte, traveling to Charlotte Douglas International airport or heading to nearby Gastonia and surrounding communities, is a breeze. CaroMont Health, Catawba Heights Animal hospital, the McGill Family YMCA, River Park District, and Belmont Abby are all close by. Belmont offers a desirable combination of small-town charm and access to shopping, dining, and entertainment throughout. Schedule an appointment and come see his beautiful home!

610 Sweet Bonnie Lane, Belmont

Listing courtesy of Real Broker, LLC. rennick0321@gmail.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4431894 MLS ⋅ ACTIVE Status

There’s something special about living where neighborhood streets are shaded by mature trees, parks and trails are within walking distance, and an afternoon can mean heading into downtown Cramerton for dinner, coffee, or a glass of wine. Located on the border of Belmont and Cramerton,this established neighborhood offers just that—a sense of community, outdoor recreation, and small-town charm, all close to home. Set behind a classic rocking-chair front porch, this two-story home offers 3 bedrooms, 2.5 baths and a comfortable layout with plenty of opportunity to make it your own. Hardwood floors run through much of the main living area, where a spacious living room with a fireplace (options to use as gas or wood burning) provides a welcoming gathering place. A separate dining room gives you room for holidays and dinners with friends, while a convenient half bath serves guests. Just inside the side entrance, a dedicated laundry and drop zone creates a practical landing spot for everyday life. Upstairs, you’ll find all three bedrooms and two full baths. Outside, the large fenced backyard offers plenty of room for pets, play, gardening or entertaining, while an established peach tree in the front yard adds a little something special to the property. And then there’s the location. Downtown Cramerton is about a mile away, putting local restaurants, coffee and ice cream, wine, kayaking and community events within easy reach. Goat Island Park is less than a mile away with playgrounds, picnic shelters, fitness areas, disc golf and more. Rocky Branch Park and its hiking and mountain biking trails are accessible nearby, while the River Link Greenway runs behind the neighborhood as part of the Carolina Thread Trail. The home offers an opportunity for its next owner to add their own style and updates over time, but so much of what makes a property special is already here: a large yard, an established tree-lined neighborhood and a location that makes it easy to get outside, connect with the community and enjoy everything this corner of Belmont has to offer.

419 Holly Drive, Belmont

Listing courtesy of Keller Williams Connected. Kim@Bigach2Follow.com

$515,000

2 Beds ⋅ 2 Baths ⋅ 4431966 MLS ⋅ ACTIVE Status

Imagine having Carolina Riverside's spectacular new amenity center just moments from home! Morning workouts, afternoon swims, pickleball with friends & a calendar full of possibilities are all close at hand. This beautifully appointed Contour floor plan combines Del Webb craftsmanship, carefully selected upgrades & the appeal of a home where the finishing touches are already complete. Start your morning with coffee at the kitchen island, surrounded by white cabinetry, quartz countertops & stylish finishes. Maybe the day calls for a fitness class, an afternoon exploring Belmont or a few quiet hours in the office behind its French doors. When friends come over, the open kitchen, dining area & great room offer a wonderful place to gather. The real magic happens when the oversized sliding glass doors open almost completely, connecting the great room to the screened porch. Picture a crisp autumn evening with the doors wide open, a gentle breeze drifting through the house & conversation flowing between indoors and out. There's room for lounging and dining, plus an adjoining patio and nicely landscaped backyard. At day's end, retreat to a primary suite with a tray ceiling, spacious bath & generous walk-in closet. Plantation shutters & additional upgrades give the home a polished feel, while an extended garage and walk-up attic provide exceptional storage. This section of Carolina Riverside is nearly built out, offering a more established streetscape as the larger community continues to grow. The newly opened clubhouse brings neighbors together for fitness, billiards, classes & social events, with indoor and outdoor pools, pickleball, bocce & more to enjoy. Beyond the community, charming downtown Belmont offers locally owned shops, restaurants, breweries & Stowe Park, a lively gathering place for concerts, festivals and community events. Enjoy the charm of small-town living with Charlotte just across the Catawba River, making it easy to catch a concert or show, cheer on your favorite team or head to Charlotte Douglas International Airport for your next adventure.

2659 Headwind Court, Belmont

Listing courtesy of Howard Hanna Allen Tate Huntersville. Amy.Baker@allentate.com

$249,000

3 Beds ⋅ 1 Baths ⋅ 4432164 MLS ⋅ ACTIVE Status

Completely renovated and MOVE-IN READY in Belmont! This beautifully updated 3-bedroom, 1-bath home delivers a fresh modern feel from the moment you walk in. The stunning kitchen features custom cabinetry, stone countertops, and stainless steel appliances, while the fully renovated bathroom offers stylish finishes and a tub/shower combination. Outside, enjoy a fully fenced backyard with plenty of room to relax, entertain, or play. Multiple outbuildings provide excellent storage, workshop space, or endless possibilities, and the covered front porch adds the perfect finishing touch. Beautifully renovated, move-in ready, and packed with potential—this Belmont home is one you don’t want to miss

115 Adcock Street, Belmont

Listing courtesy of Better Homes and Garden Real Estate Paracle. Tony@Tonykarakrealty.com

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