none Homes under $400,000

Welcome to your dream home search! If you’re looking for an affordable yet charming place to settle down, you’ll be thrilled to discover the delightful selection of homes available for under $400,000. This price point opens the door to a variety of options that cater to diverse lifestyles and preferences, ensuring that your perfect abode is within reach.

Imagine stepping into a cozy three-bedroom bungalow, where the warmth of natural light fills the open living spaces, creating an inviting atmosphere for family gatherings or quiet evenings with a good book. Perhaps you envision a modern townhome, complete with sleek finishes and a low-maintenance yard, allowing you more time to explore the local parks and amenities.

These homes often come equipped with essential features that make everyday living a breeze—think updated kitchens, spacious backyards for entertaining, and comfortable bedrooms that provide a peaceful retreat at the end of the day. With a budget-friendly price tag, you can invest in your future while enjoying the comforts of home.

The real estate market is brimming with opportunities, and the homes under $400,000 are not just affordable; they are also a gateway to a vibrant lifestyle. Whether you are a first-time buyer, a growing family, or looking to downsize, this price range offers a wealth of options that combine value with quality.

Don’t miss your chance to find a place that feels like home without breaking the bank. Start your journey today and uncover the possibilities that await you!

Newest none Homes under $400,000

$309,900

3 Beds ⋅ 2 Baths ⋅ 4435038 MLS ⋅ ACTIVE Status

Beautifully renovated 3-bedroom, 2-bath home on a corner lot near downtown Mooresville! Enjoy convenient one-level living with an open floor plan and spacious rooms. The kitchen features granite countertops, stainless steel appliances and an island offering additional prep and gathering space. Both bathrooms feature granite countertops, while generously sized closets provide ample storage. Ceiling fans and a main-level laundry area add everyday convenience. Enjoy easy access to downtown Mooresville’s shopping, dining and local events. A wonderful opportunity to own a renovated home in an established Mooresville neighborhood!

331 E Lowrance Avenue, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 980-254-1008

$369,900

3 Beds ⋅ 2 Baths ⋅ 4432522 MLS ⋅ ACTIVE Status

Minutes from downtown Morganton, with a rural setting and no city taxes ~ this wonderful new 3BR/2BA home is thoughtfully built for comfort, easy access and less upkeep! Life here happens on one level, with no steps and an easy connection from the level driveway to the front door. A spacious yard leaves room for a garden, while front and back Trex decks give you a choice of where to spend a slow morning. Great natural light and four-inch white oak floors carry throughout the home. Carolina Custom Cabinets, granite countertops and stainless appliances give the kitchen a clean, finished look, with a generous island for cooking and catching up. That same attention carries into the primary suite, with a walk-in closet and private bath featuring a walk-in shower with a seat. Both baths pair Carolina Custom Cabinets and granite with ceramic tile floors and one-piece bathing units, including a tub/shower in the guest bath. Wider, 36-inch doors serve the primary bedroom, primary bath and second bedroom. Lighted closets and a convenient laundry area round out spaces designed for daily use. Some of the most thoughtful choices are the ones you won’t see. A Fox Block foundation combines insulating foam and concrete, and the encapsulated crawl space includes a water-sealed foundation, drainage and a dehumidifier. Insulated 2x6 walls with R-19 insulation, R-44 attic insulation and a high-efficiency Trane heat pump support comfort through the seasons. Everlast siding, Trex decking, aluminum rear deck posts and railings, PVC coverings at the front porch posts and entry doors, and treated lumber help simplify upkeep. Schools and downtown are just mintues away. Select photos are virtually staged.

2937 Frank Whisnant Road, Morganton

Listing courtesy of McCombs & Hoke Real Estate. starla@mccombsandhoke.com

$400,000

4431828 MLS ⋅ ACTIVE Status

Investment opportunity. Brand new duplex built 2026. Everything is new, no maintenance needed. Rents in this area would be $1500 or more for each unit. Or live in one side and let the tenant pay your mortgage by renting the other side. There is one well and one septic for the entire dwelling. The well has 2 electric meters to avoid a water outage in one unit if the other unit has the power turned off. Please note that each unit is 2-bedroom, 2 baths, the septic system is for a 3-bedroom dwelling. Located 2.8 miles from I-85, and close to shopping, schools, as well as downtown Salisbury.

104 Carolyn Road, Salisbury

Listing courtesy of Horizon Realty Carolinas. 781-258-6182

$319,900

4 Beds ⋅ 2 Baths ⋅ 4428517 MLS ⋅ ACTIVE Status

Welcome to this bright and airy 4 bedroom/2bath home in a cul-de-sac! It offers over 1300sf of comfortable living space. The open floor plan provides plenty of room for entertaining guests. The primary bedroom features double closets and a private bath with walk-in shower, deep sink and large vanity. Kitchen boasts lots of counter tops and island. It also includes stainless steel appliances and washer/dryer. Home not only has a split floor plan! One of the bedrooms would make a great office or home gym. Large deck on back of house for grilling and enjoying a private backyard. Enjoy the convenience of being within walking distance of the newly renovated downtown Concord! Many restaurants, shops, and a multitude of activities throughout the year. Easy access to major roads, parks, and local amenities. This home is an excellent opportunity for first-time buyer, investor or anyone looking to downsize.

102 Snyder Ne Court, Concord

Listing courtesy of Thrive Realty Group LLC. taina@tshawrealty.com

$169,000

3 Beds ⋅ 2 Baths ⋅ 4427376 MLS ⋅ ACTIVE Status

This is a beautiful, well-maintained singlewide home! It offers 3 bedrooms and 2 full baths with a spacious split-bedroom floor plan. The primary suite is a great size and features a nice primary bath with a garden tub and separate shower. The eat-in kitchen has a dining area and a convenient island with a sink. The living room is cozy and filled with natural light. On the other end of the home, you will find two additional bedrooms and a full bath. Outside, you will love the metal roof and the nice rocking-chair front porch, which is the perfect place to sit back, enjoy the mountain breeze, and take in the peaceful surroundings. The level yard and easy-access driveway are added bonuses. This home is located in a peaceful country setting in a great neighborhood. It has been very well maintained and is move-in ready!

880 G W Whitmire Road, Rosman

Listing courtesy of RE/MAX Land of the Waterfalls. billy@brevardlife.com

$269,900

3 Beds ⋅ 2 Baths ⋅ 4431856 MLS ⋅ ACTIVE Status

Welcome home to a beautiful new construction designed with comfort, style, and everyday living in mind. This 3-bedroom, 2-bath home offers an inviting open-concept floor plan with thoughtful details throughout. The spacious living room features vaulted ceilings, creating an airy atmosphere and an ideal gathering space for relaxing or entertaining. The kitchen is both stylish and functional, offering stainless steel appliances, plenty of cabinetry, and a breakfast bar with room for additional seating. The adjoining dining area provides the perfect spot for casual meals or hosting family and friends. The primary suite offers a peaceful retreat with a tray ceiling and eye-catching accent wall. The ensuite bathroom is sure to impress with a floor-to-ceiling tiled shower and rain shower head, creating a spa-like feel. Two additional bedrooms provide flexibility for family, guests, a home office, or hobbies. Outside, the approximately 0.38-acre lot offers plenty of room to enjoy the outdoors, whether you're entertaining, gardening, playing, or simply relaxing. With beautiful finishes, a functional layout, and the benefits of new construction, this home is ready for its first owners.Photos have been virtually staged/enhanced. Sellers are willing to contribute toward a portion of the buyer's closing costs with a reasonable offer.

1618 Eaves Road, Shelby

Listing courtesy of Coldwell Banker Mountain View. brittanyaustinrealty@gmail.com

$299,000

3 Beds ⋅ 2 Baths ⋅ 4431524 MLS ⋅ COMING SOON Status

Enjoy new construction living on a desirable corner lot in northwest Charlotte, offering convenient access to Uptown, I-77, I-85, and nearby shopping, dining, and everyday amenities. This thoughtfully designed 3-bedroom, 2-bath home features over 1,100 square feet with an open-concept layout connecting the kitchen, dining, and living areas for an easy flow throughout the main living space. The kitchen offers generous cabinetry, counter space, and a pantry, while the private primary suite includes a walk-in closet and en-suite bath. The corner lot provides added outdoor space and a more open setting while keeping you close to major commuter routes and central Charlotte destinations. Photos are representative of a similar home; final finishes, features, colors, and details may vary.

104 N Crigler Street, Charlotte

Listing courtesy of Better Homes and Gardens Real Estate Paracle. kparks@paraclerealty.com

$245,000

3 Beds ⋅ 2 Baths ⋅ 4424914 MLS ⋅ ACTIVE Status

Welcome home to this charming one-story brick ranch, with no HOA and no CITY TAXES! From the adorable front porch to the spacious, private backyard, this home offers comfort, functionality, and plenty of thoughtful updates. Inside, you’ll find LVP flooring throughout, neutral paint, and abundant natural light that makes every room feel warm and welcoming. The living room, primary bedroom, and hallway feature beautiful crown moulding, adding an extra touch of character. The renovated kitchen is sure to impress with quartz countertops, a farmhouse-style sink, slow-close cabinetry, and new light fixtures. The primary bedroom offers a built-in closet system for convenient, organized storage. A dedicated utility room adds even more functionality to the home. And then there’s the flex space! The enclosed carport was converted prior to the current owner's ownership and is not included in the HLA. Whether you envision it as a game room, hobby space, home gym, or something entirely different, the possibilities are endless! Step outside to discover a fully fenced backyard offering privacy and plenty of space to enjoy the outdoors. Hobbyists and DIY enthusiasts will love the workshop, which is wired for electricity. There’s also an additional shed for lawn equipment and another concrete building wired for electricity that is currently being used as a chicken house. And yes, the cutest chicken coop conveys with the property! Bring your chickens with you—or, if you’re new to the chicken-raising lifestyle, the sellers may even be willing to part with a few of theirs! For added peace of mind, a metal roof was installed less than 5 years ago and HVAC is less than 10 years old. All of the out buildings also have metal roofs. With its charming curb appeal, updated interior, versatile flex space, and exceptional outdoor amenities, this home is full of possibilities and ready for its next chapter. Come see all this delightful brick ranch has to offer!

607 Toms Creek Church Road, Denton

Listing courtesy of 5 Points Realty. lauracreamer@aol.com

$150,000

2 Beds ⋅ 1 Baths ⋅ 4413391 MLS ⋅ ACTIVE Status

Welcome to 611 Clarinda Stree, a charming, move-in-ready home offering character, thoughtful updates, and a convenient Rock Hill location. This 2-bedroom, 1-bath home features a newer roof and windows, fresh neutral paint, LVP flooring throughout, and an inviting rocking-chair front porch. Inside, you’ll find spacious rooms and an updated bathroom, while the bright, refreshed kitchen features new cabinetry, quartz countertops, and a classic subway tile backsplash. A versatile bonus room provides additional space for a home office, hobby room, or cozy flex space. Outside, enjoy a spacious backyard and extended driveway with plenty of room for everyday living and entertaining. Eligible buyers may qualify for City of Rock Hill first-time homebuyer down payment assistance, making this home an exciting opportunity to take the next step toward homeownership. Conveniently located near I-77 and just minutes from downtown Rock Hill’s restaurants, shopping, and the Rock Hill Sports & Event Center, 611 Clarinda Street offers a great combination of comfort, updates, and accessibility.

611 Clarinda Street, Rock Hill

Listing courtesy of Blu J Realty. jbjackson@blujagency.com

$375,000

4 Beds ⋅ 3 Baths ⋅ 4430833 MLS ⋅ ACTIVE Status

BACK ON MARKET! Don't miss this opportunity of being back on market at no fault of sellers! Discover a unique opportunity with this versatile 4-bedroom, 3-bath home designed for flexible living. Perfect for multigenerational households, the layout features one main entrance leading to two separately secured living spaces, each complete with its own kitchen, living room, and private living quarters. The left side offers 2 bedrooms and 2 full bathrooms, while the right side includes 2 bedrooms and 1 full bathroom, providing privacy and independence for extended family, guests, or potential rental possibilities. The design may also lend itself to conversion into a duplex, subject to local regulations and approvals. Both living spaces enjoy access to an expansive rear deck that spans the length of the home, complete with a hot tub overlooking a large, tree-lined backyard. Surrounded by nature, this peaceful setting offers the feeling of a private retreat while remaining just minutes from shopping, dining, and everyday conveniences. Enjoy the perfect blend of privacy, flexibility, and convenience in a location that feels like your own secluded getaway.

1857 Creekside Place, Lenoir

Listing courtesy of Weichert, Realtors - Team Metro. celli@teammetro.net

$329,900

3 Beds ⋅ 2 Baths ⋅ 4429663 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to this charming full-brick home situated on a spacious lot with mature trees and plenty of outdoor appeal. Inside, the main level offers a large primary bedroom, a cozy gas-log fireplace, and a beautifully remodeled bathroom featuring a garden tub, tile shower, and updated vanity. The kitchen has freshly painted cabinets and offers two pantries for excellent storage. The partially finished basement provides additional flexible space with second full bath, with a drop ceiling just under 7 feet, plus a laundry area where the washer and dryer remain. Step outside to enjoy the large, private-feeling lot with mature trees and a firepit—perfect for relaxing or entertaining. Additional features include a large detached building with power, providing excellent space for a workshop, storage, hobbies, or other uses, along with a convenient 2-car carport. A great opportunity to enjoy brick construction, generous outdoor space, and versatile storage/work areas.

1691 Cat Square Road, Vale

Listing courtesy of Coldwell Banker Carver-Pressley, Realtors. nolan.raby@cbcarverpressley.com

$270,000

3 Beds ⋅ 2 Baths ⋅ 4429324 MLS ⋅ ACTIVE Status

Brand new construction nearly completed. Lots of upgrades such as trey & vaulted ceiling, granite countertops, large walk-in tile shower. You will love relaxing on the porch viewing the 1.23 acres. Conveniently located minutes from I-85.

293 Jumping Branch Road, Blacksburg

Listing courtesy of Falls Real Estate LLC. michaelhfalls@att.net

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