Waterstone Homes under $400,000

Waterstone Homes under $400,000

Welcome to Waterstone, a vibrant and inviting neighborhood that perfectly blends suburban charm with modern conveniences. Nestled in a picturesque setting, Waterstone is known for its friendly atmosphere, lush green spaces, and a strong sense of community. As you stroll through the tree-lined streets, you’ll discover beautifully maintained parks, playgrounds, and walking trails, making it an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Waterstone is its diverse range of homes available under $400,000. Whether you’re a first-time homebuyer or looking to downsize, this neighborhood offers a variety of options that cater to different lifestyles and preferences. From cozy single-family homes to stylish townhouses, each property boasts unique features and designs, ensuring you’ll find something that feels just right for you.

In addition to affordable housing, Waterstone is conveniently located near essential amenities. Residents enjoy easy access to shopping centers, grocery stores, and dining options, making everyday errands a breeze. For those who appreciate the outdoors, nearby recreational facilities provide opportunities for sports, fitness, and family gatherings.

Education is also a priority in Waterstone, with highly-rated schools serving the community, ensuring that children receive a quality education close to home.

With its welcoming atmosphere, affordable housing options, and convenient location, Waterstone is a neighborhood where you can truly feel at home. Come explore this hidden gem and discover why so many are choosing to call Waterstone their own!

Newest Waterstone Homes under $400,000

2116 Midnight Blue Lane, Fort Mill
$365,000
3 Beds ⋅ 4 Baths ⋅ 4440022 MLS ⋅ ACTIVE Status
Welcome to 2116 Midnight Blue Lane, in the convenient and desirable Waterstone Subdivision. This 3-story townhouse has 3 bedrooms, 2 full baths and 2 half baths and has brand new carpeting and fresh floor to ceiling painting. Upon entering you are greeted by a hardwood foyer with large coat closet. On this ground level is a bonus living area with gas fireplace, and a half bath. There is also a single car garage with entry into the foyer. The second floor consists of a large den area with hardwood floors, the kitchen with tile flooring and granite countertops, breakfast area, and laundry closet. There is also a small deck off the kitchen area. At the landing leading to the third level is another half bath with tile flooring. The third level consists of the primary bedroom with vaulted ceiling, a large walk-in closet, and en-suite bath with tile flooring, a garden tub, a separate shower and a large double sink vanity with granite countertops. The remaining bedrooms share a full bath with tile flooring and a granite countertop.

2116 Midnight Blue Lane, Fort Mill

Listing courtesy of Carolina Realty Solutions. Melissa.faile@crsmail.com
2314 Mirage Place, Fort Mill
$400,000
3 Beds ⋅ 3 Baths ⋅ 4435594 MLS ⋅ ACTIVE Status
Move-in ready home in the highly sought-after Waterstone community! This property features premium LVP flooring and elegant hinged plantation shutters throughout the first floor. Enjoy peace of mind with major mechanical upgrades, including a new HVAC installed in 2021 and a new water heater from 2023. Enjoy the convenience of a highly desirable primary suite on the main level with an en-suite bathroom that directly connects to the laundry room, as well as a versatile small loft space upstairs. The level, fully fenced-in backyard comes complete with a storage shed, a dedicated firepit area, and a private patio. Take advantage of excellent neighborhood amenities, including a community pool and playground. Enjoy the best of Carolina living with low York County taxes and an unbeatable location just minutes from premier shopping, dining, and easy commuting access to I-77 and Charlotte.

2314 Mirage Place, Fort Mill

Listing courtesy of Mark Spain Real Estate. AmandaMcKinnon@MarkSpain.com
701 Shellstone Place, Fort Mill
$300,000
3 Beds ⋅ 3 Baths ⋅ 4434041 MLS ⋅ ACTIVE Status
NEW PRICE – $300,000!!! Welcome home to 701 Shellstone Place in the highly desirable Waterstone Community of Fort Mill! Situated on a private corner lot, this beautifully updated townhome offers the perfect blend of comfort, convenience, and low-maintenance living. The thoughtfully designed floor plan features an awesome main-level primary suite with an upgraded closet and a convenient half bath for guests. Upstairs, two additional bedrooms offer flexible space for guests, family, or a home office. Step outside and enjoy the privacy of the fenced backyard, with additional outdoor space thanks to the fantastic corner-lot location! Extensive updates in 2026 include fresh interior paint, new carpet on the stairs and upper level, resurfaced kitchen cabinets, granite countertops, new kitchen sink, faucet, garbage disposal, and stainless steel appliances, including the refrigerator, range, and dishwasher. A new water heater was installed in March 2026. Additional improvements in 2024 include luxury vinyl plank flooring downstairs, updated lighting fixtures, and new bathroom vanities. HVAC system has been professionally maintained with annual service visits by a licensed HVAC technician. Enjoy low-maintenance living with HOA-maintained lawn service and exterior maintenance, including roof coverage. Trash service is also included in the HOA dues. Waterstone residents enjoy a beautiful community pool and playground. Conveniently located near shopping, dining, and everyday amenities, this move-in-ready townhome offers so much to love. With numerous recent improvements and a NEW PRICE OF $300,000, it's ready for its next owner!

701 Shellstone Place, Fort Mill

Listing courtesy of EXP Realty LLC Rock Hill. kim.hanushek@exprealty.com
2126 Midnight Blue Lane, Fort Mill
$315,000
3 Beds ⋅ 4 Baths ⋅ 4426589 MLS ⋅ ACTIVE UNDER CONTRACT Status
Buy in confidence- Old Inpsection Included, seller has made some repairs. Warranty offered with a acceptable offer! Seller is moving to get closer to family. Assumable Rate 5.5%, 26 year mortgage. appx loan balance $309k Out of pocket difference does not exceed $10k. You must qualify with Freedom Mortgage. Seller has docs ready! Welcome to 2126 Midnight Blue, a modernized end-unit home offering thoughtful updates, smart-home convenience, and features that truly set it apart within the community. One of the standout features is the rare combination of a one-car garage and two-car driveway, providing coveted additional parking. As an end unit, the home also enjoys added outdoor space and a more open feel. Inside, three levels provide flexibility for the way you live. The versatile first floor can serve as a home gym, recreation room, office, flex space, or potentially be converted into an additional bedroom to suit your needs. A new ceiling fan, refreshed first-floor bath, and custom drop zone for shoes, bags, and keys add everyday function. Head upstairs on the newly installed hardwood staircase with motion-sensor lighting—a modern upgrade that delivers both style and convenience. The kitchen brings smart technology home with a smart range - elevate your experience by purchasing a smart frige. The stove has Alexa-enabled connectivity and app-based functionality. The kitchen package also includes the original dishwasher, microwave with air-fry functionality, and a wine refrigerator. Throughout the home, thoughtful modernization creates a fresh, updated feel that distinguishes this property from others nearby. And just outside? A mature rosemary bush adds a special touch—fresh rosemary for cooking, home uses, or simply enjoying its fragrance after the rain. With three levels of living, an end-unit location, expanded parking, smart appliances, modern upgrades, flexible living space, and generous outdoor space, 2126 Midnight Blue offers features that are hard to duplicate. Schedule your private showing and experience what makes this home different. Ask your agent to share the payment in the agent notes.

2126 Midnight Blue Lane, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org
1303 Smokey Quartz Lane Unit #132, Fort Mill
$289,900
3 Beds ⋅ 3 Baths ⋅ 4415147 MLS ⋅ ACTIVE Status
Move-in ready 3BR Waterstone townhome with new flooring, granite countertops, newer HVAC, major plumbing updates, attached garage and a private fenced patio. Welcome to this beautifully refreshed, move-in-ready three-bedroom townhome in the amenity-rich Waterstone community. The inviting main level features new luxury vinyl plank flooring, an open living and dining layout, built-in shelving and a gas fireplace that creates a warm focal point. The spacious kitchen offers new granite countertops, a new sink and faucet, abundant cabinetry and convenient access to the private fenced patio...perfect for relaxing, grilling or entertaining. Upstairs, new carpeting continues through all three bedrooms and the hallway. The vaulted primary suite includes a generous walk-in closet and private bath with a soaking tub, separate shower and new flooring. Two additional bedrooms, a full hall bath and an upstairs laundry area complete the second level. Important improvements include a newer HVAC system installed in February 2026, a newer water heater, extensive plumbing replacement, new drywall and fresh interior paint. An attached one-car garage, refrigerator, washer and dryer add everyday convenience. Waterstone residents enjoy access to a neighborhood pool and clubhouse, all in a convenient Fort Mill location near shopping, dining, recreation and major commuter routes. This is the low-maintenance, move-in-ready opportunity buyers have been waiting for! 3 bedrooms 2 full baths and 1 half bath 1,562 heated square feet, Attached one-car garage Gas fireplace Fenced/private patio Waterstone subdivision Pool and clubhouse amenities Refrigerator, washer and dryer conveyance HVAC installed February 2026 Water-heater age and plumbing details stated precisely and supported by receipts

1303 Smokey Quartz Lane Unit #132, Fort Mill

Listing courtesy of Simply Brokerage. mary@simplybrokerage.com
4455 Reed Creek Drive Unit #202, Sherrills Ford
$289,950
2 Beds ⋅ 2 Baths ⋅ 4413608 MLS ⋅ ACTIVE Status
Lake Norman views, no city taxes, and not a blade of grass to mow. This 2 bedroom, 2 bathroom condo offers just over 1,300 square feet of easy single level living in one of Sherrills Ford's most convenient waterfront communities. The open concept great room, dining area, and island kitchen flow together beautifully, and the balcony extends your living space outdoors where the water view greets you every morning. The owner's suite is a true retreat with a generous walk in closet, dual vanities, and a spacious walk in shower. The second bedroom and full second bath sit privately apart, which makes hosting guests effortless. Step outside and the HOA handles the lawn maintenance while you enjoy the community pool, the waterfront fire pit, and a launch spot for your kayak or canoe right at the water. Location is the quiet advantage here. Publix and the Sherrills Ford shops are about five minutes away, NC 150 and NC 16 have you on the road in moments, and I-77 at Mooresville is roughly fifteen minutes east. Uptown Charlotte sits about forty minutes south and Hickory about thirty minutes northwest, so weekday commutes and weekend plans both stay simple. Whether you are looking for a lake retreat, a low maintenance second home, or a first home in a location that holds its value, this one delivers the Lake Norman lifestyle without the upkeep that usually comes with it.

4455 Reed Creek Drive Unit #202, Sherrills Ford

Listing courtesy of Realty Executives of Hickory. kelsieblevins@realtyexecutives.com
4455 Reed Creek Drive Unit #102, Sherrills Ford
$294,900
2 Beds ⋅ 2 Baths ⋅ 4408832 MLS ⋅ ACTIVE Status
Experience effortless lake living in this beautifully appointed waterfront condo at Waterstone on the shores of Lake Norman. Perfectly positioned to capture peaceful water views, this like-new residence offers an open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features quartz countertops, stainless steel appliances, and a large center island overlooking the bright living and dining areas. The private owner’s suite serves as a relaxing retreat with a generous walk-in closet and an en-suite bath featuring dual vanities and a walk-in shower. A well-appointed secondary bedroom provides flexibility for guests, a home office, or additional living space. Step outside and enjoy resort-style amenities including direct lake access, a kayak launch, waterfront fire pit, community pool, picnic areas, walking trails, and a dog park. Whether you’re looking for a full-time residence, weekend getaway, or low-maintenance investment, this condo offers the perfect blend of modern comfort and the Lake Norman lifestyle. Conveniently located in Sherrills Ford with easy access to Mooresville, Denver, and Charlotte, you’ll enjoy nearby dining, shopping, marinas, and endless recreational opportunities—all while coming home to spectacular waterfront living. Also available for lease under MLS 4427947 $1750 per month

4455 Reed Creek Drive Unit #102, Sherrills Ford

Listing courtesy of COMPASS. Doug.Bishop@compass.com
3936 Caliper Place, Fort Mill
$399,000
3 Beds ⋅ 3 Baths ⋅ 4394936 MLS ⋅ ACTIVE Status
BACK ON MARKET AT NO FAULT OF THE SELLER!!! BUYER'S HOME SALE CONTINGENCY FELL APART. Discover this charming home, perfectly situated on a private wooded cul-de-sac lot. Designed for both comfort and function, the open-concept floor plan is flooded with natural light and features the kitchen and living room as the heart of the home. Updated kitchen features ample cabinetry and newer quartz countertops. Primary bedroom is on the upper level with it's own ensuite bath and large closet with custom built ins. Also upstairs, you'll find 2 additional bedrooms as well as the laundry room. Step outside to enjoy your private backyard ideal for entertaining, relaxing, or simply enjoying the peaceful surroundings. Newer HVAC unit replaced in the last year. Located just minutes from shopping, dining, & top-rated schools, this home offers the perfect blend of it all.

3936 Caliper Place, Fort Mill

Listing courtesy of Assist2sell Buyers & Sellers 1st Choice LLC. brandon.gafgen@gmail.com
1707 Kashmir White Lane, Fort Mill
$350,000
3 Beds ⋅ 4 Baths ⋅ 4382077 MLS ⋅ ACTIVE Status
ELIGIBLE BUYERS MAY QUALIFY FOR UP TO $10,000 IN DOWN PAYMENT ASSISTANCE AND UP TO $7,500 TOWARD CLOSING COSTS THROUGH BANK OF AMERICA GRANT PROGRAMS. THAT'S UP TO $17,500 IN POTENTIAL ASSISTANCE! ELIGIBILITY REQUIREMENTS AND RESTRICTIONS APPLY. BEAUTIFUL 3 BEDROOM TOWNHOME IN THE HIGHLY DESIRABLE WATERSTONE COMMUNITY! This inviting home offers 2 full bathrooms and 2 half bathrooms, along with a flexible and comfortable layout. The kitchen features granite countertops, stainless steel appliances, and a stylish tile backsplash. The main level includes a spacious flex room with a half bathroom, perfect for a home office, additional living area, or entertainment space. The bright living room, dining area, and eat in kitchen feature durable LVP flooring throughout. Upstairs, the generously sized primary suite offers a walk in closet, garden tub, separate shower, and double vanity. Two additional bedrooms and another full bathroom complete the upper level. Residents can enjoy community amenities including a swimming pool, playground, and sidewalks. Conveniently located near shopping, SC 160, and I 77, with zoning for top rated Fort Mill schools. DON’T MISS THIS OPPORTUNITY! Schedule your showing today and make this beautiful townhome yours!

1707 Kashmir White Lane, Fort Mill

Listing courtesy of Keller Williams Ballantyne Area. helenharp@kw.com
4358 Reed Creek Drive, Sherrills Ford
$369,900
4 Beds ⋅ 4 Baths ⋅ 4376926 MLS ⋅ ACTIVE Status
Situated in the growing lakeside community of Waterstone and just moments from Lake Norman, 4358 Reed Creek Drive offers a refined blend of comfort, functionality and access to one of the region’s most sought-after waterfront lifestyles. This four-bedroom, three-and-one-half-bath residence spans more than 2,000 square feet and is designed for effortless everyday living and entertaining. The open-concept floor plan creates a seamless flow between the main living spaces, allowing natural light to move throughout the home. The kitchen connects easily to the dining and living areas, creating an ideal setting for gatherings and relaxed lake-area living. Spacious bedrooms provide flexibility for guests, or a home office. Residents enjoy lake access, offering convenient opportunities for boating, kayaking and enjoying the outdoor lifestyle that defines the Lake Norman area. Additional highlights include a two-car garage and thoughtfully designed interior spaces that balance style and practicality. Located within reach of dining, marinas, shopping and recreational amenities, this residence presents an opportunity to enjoy connected lake living in one of North Carolina’s desirable waterfront-adjacent communities.

4358 Reed Creek Drive, Sherrills Ford

Listing courtesy of Premier Sotheby's International Realty. charlie.williams@premiersir.com
2136 Midnight Blue Lane, Fort Mill
$310,000
3 Beds ⋅ 4 Baths ⋅ 4368158 MLS ⋅ ACTIVE Status
Well-kept three-level townhome with thoughtful updates and easy, comfortable living. LVP flooring runs throughout, giving the home a clean, cohesive feel. The kitchen features quartz countertops, plenty of cabinet space, and a water filtration system, and opens right into the main living area with 9’ ceilings and a fireplace that makes the space feel warm and inviting. The lower level works great as a rec room, office, or flex space depending on your needs, and the attached garage adds extra convenience. Several appliances and light fixtures were updated within the last two years. The community includes a clubhouse, pool, dog park, playground, and walking trails, making it easy to enjoy both indoors and out. A great option for low-maintenance living in a convenient location!

2136 Midnight Blue Lane, Fort Mill

Listing courtesy of Keller Williams Connected. Faiyaz@CarolinasDreamTeam.com
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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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