Fort Mill Homes under $400,000

Welcome to Fort Mill, South Carolina—a vibrant town that beautifully blends small-town charm with modern conveniences. Nestled just south of Charlotte, North Carolina, Fort Mill offers a unique lifestyle that appeals to families, young professionals, and retirees alike. With its rich history, friendly community, and a plethora of recreational activities, it’s no wonder that Fort Mill is a sought-after destination for homebuyers.

One of the most attractive features of Fort Mill is its diverse real estate market, particularly for those seeking homes under $400,000. This price point opens the door to a variety of options, from cozy single-family homes to stylish townhouses and modern condos. Whether you’re looking for a starter home or a place to settle down, Fort Mill has something to fit your needs and budget.

Residents of Fort Mill enjoy access to top-rated schools, beautiful parks, and a thriving local economy. The town is also home to the popular Anne Springs Close Greenway, a 2,100-acre nature preserve offering miles of trails for hiking, biking, and horseback riding. Plus, with its proximity to Charlotte, you can easily take advantage of the urban amenities, including shopping, dining, and entertainment, while still enjoying the peace and tranquility of suburban life.

In Fort Mill, you’ll find a welcoming community that celebrates its heritage while looking forward to a bright future. Discover your dream home in this charming town, where affordable living meets an enriching lifestyle. Come explore Fort Mill today and see why so many are proud to call it home!

Newest Fort Mill Homes under $400,000

$350,000

3 Beds ⋅ 2 Baths ⋅ 4435377 MLS ⋅ ACTIVE Status

This isn't your typical renovated ranch! This full brick, one story home in Fort Mill offers 3 bedrooms, 2 full baths and extensive renovations that go far beyond cosmetic updates. Inside, you'll find all-new flooring, fresh paint, custom trim, board and batten accents, updated lighting and a completely remodeled kitchen with new cabinetry, quartz countertops, stainless steel appliances and custom shelving. Both bathrooms have been fully renovated with quartz countertops, marble shower surrounds and new fixtures. The improvements go well beyond appearances with ALL NEW plumbing, electrical wiring and panels, windows, HVAC ductwork, and crawl space insulation and vapor barrier. Additional updates include new interior doors, custom primary suite ceilings and exterior paint. Enjoy a fenced backyard, mature trees and a lot just over a quarter acre. Located in the Fort Mill School District, this home brings together classic brick charm with major system updates for move in ready living! Plus, a transferable termite bond and a one year warranty are included for added peace of mind.

105 Mcgee Street, Fort Mill

Listing courtesy of Real Broker, LLC. debbie@thehousergroup.com

$245,000

2 Beds ⋅ 3 Baths ⋅ 4433788 MLS ⋅ ACTIVE Status

Welcome to 487 Delta Drive, located in the charming community of Cascades at River Crossing! This move-in-ready 2-bedroom, 2.5-bath home features an open floor plan, laminate flooring throughout the first floor, updated lighting, and a brand-new HVAC system. Enjoy like-new appliances, including the stove and refrigerator, along with a washer and dryer that convey for added convenience. The versatile loft area offers the perfect space for a home office, additional living area, or bonus room to fit your needs. Step outside to your private backyard, ideal for relaxing and enjoying your own outdoor space. The HOA includes access to the community pool, water, and trash service. Conveniently located near I-77, parks, shopping, dining, and also situated in the award-winning Fort Mill school district. This home offers comfort, convenience, and flexibility and is perfect for everyday living.

487 Delta Drive, Fort Mill

Listing courtesy of Keller Williams Connected. Kim@Bigach2Follow.com

$365,000

3 Beds ⋅ 3 Baths ⋅ 4433907 MLS ⋅ ACTIVE Status

Welcome to 230 Riverclay Road, located in a gated community in Fort Mill! This beautifully updated, spacious home offers the perfect combination of comfort, style, and convenience. With inviting living spaces, tasteful updates, and plenty of room to spread out, this home is ideal for both everyday living and entertaining. Storage is no shortage here, with ample storage throughout the home and an oversized primary closet offering plenty of room to stay organized. One of the standout features is the generously sized, fully fenced backyard, offering outdoor space that isn't always easy to find within the community. Enjoy the added privacy of a gated neighborhood along with access to community amenities, including a swimming pool. Conveniently located near shopping, dining, and all that Fort Mill has to offer, this home is one you won't want to miss!

230 River Clay Road, Fort Mill

Listing courtesy of Keller Williams Connected. Jenn@jennfinnegan.com

$315,000

3 Beds ⋅ 3 Baths ⋅ 4434041 MLS ⋅ ACTIVE Status

Welcome home to 701 Shellstone Place in the highly desirable Waterstone Community of Fort Mill! Situated on a desirable corner lot, this beautifully updated townhome offers the perfect blend of comfort, convenience, and low-maintenance living. The thoughtfully designed floor plan features a main-level primary suite with an upgraded closet and a convenient half bath for guests. Upstairs, two additional bedrooms offer flexible space for guests, family, or a home office. Step outside and enjoy the privacy of the fenced backyard, with additional outdoor space thanks to the amazing corner-lot location! Extensive updates in 2026 include fresh interior paint, new carpet on the stairs and upper level, resurfaced kitchen cabinets, granite countertops, new kitchen sink, faucet, garbage disposal, and stainless steel appliances including the refrigerator, range, and dishwasher. New water heater installed in March 2026. Additional improvements in 2024 include luxury vinyl plank flooring downstairs, updated lighting fixtures, and new bathroom vanities. HVAC system professionally maintained with annual service visits by a licensed HVAC technician. Enjoy low-maintenance living with HOA-maintained lawn service, and exterior maintenance including roof coverage. Trash service also included in the HOA dues. Waterstone residents also enjoy a beautiful community pool and playground. Conveniently located near shopping, dining, and everyday amenities, this home offers so much to love. With numerous recent improvements, this move-in-ready townhome is ready for its next owner!

701 Shellstone Place, Fort Mill

Listing courtesy of EXP Realty LLC Rock Hill. kim.hanushek@exprealty.com

$250,000

3 Beds ⋅ 2 Baths ⋅ 4432549 MLS ⋅ COMING SOON Status

Tucked away in a desirable area of Fort Mill, this well-maintained 3-bedroom condo is a special find! Meticulously cared for, the home features real wood flooring throughout all bedrooms and living areas, along with updated kitchen and bathrooms featuring ceramic tile flooring. The kitchen offers abundant cabinetry and convenient access to the laundry area, complete with a window and additional pantry shelving. All three bedrooms are generously sized with large closets. Out back, enjoy a spacious, private screened porch that feels like your own little retreat, along with an additional patio and storage shed. Newer windows, roof, siding, and HVAC add to the appeal, while solar lighting in the dining and living areas adds a unique touch. With inviting indoor spaces and room to relax outdoors, this charming condo is a wonderful place to call home! **Coming Soon - appointments begin on 10/23/26, schedule your private showing today!**

420 English Ivy Court, Fort Mill

Listing courtesy of Premier South. ShaughnessHomeTeam@gmail.com

$355,000

3 Beds ⋅ 3 Baths ⋅ 4418341 MLS ⋅ ACTIVE Status

Welcome home to this beautifully maintained 3-bedroom, 2.5-bath end-unit townhome, perfectly situated on a desirable corner lot overlooking a charming neighborhood park. Filled with natural light, this inviting home features a sought-after main-level primary suite, soaring vaulted ceilings, and a dramatic two-story great room that creates an airy and welcoming atmosphere. The thoughtfully designed floor plan showcases wood flooring in the foyer and kitchen, crown molding, ceramic tile accents, and comfortable living spaces ideal for both everyday living and entertaining. The spacious primary suite offers a relaxing retreat with a garden tub, separate shower, and a generous walk-in closet. The well-equipped kitchen features tall cabinetry, ample counter space, abundant storage, and a sunny bay-window breakfast area. Upstairs, you'll find two additional bedrooms and a versatile loft overlooking the main living area, perfect for a home office, reading nook, play area, or flex space to suit your lifestyle. Step outside to enjoy the private rear patio, an ideal setting for morning coffee, evening relaxation, and zoned for top-rated Fort Mill schools. All the appliances are included in the sale. Conveniently located just minutes from Kingsley Town Center, Baxter Village, and charming downtown Fort Mill, you'll enjoy easy access to shopping, dining, parks, and everyday conveniences. Quick access to I-77 makes commuting to Charlotte, Ballantyne, and Charlotte Douglas International Airport easy and efficient. A rare combination of comfort, convenience, and location, this move-in-ready townhome is one you won't want to miss.

621 Colbert Way, Fort Mill

Listing courtesy of EXP Realty LLC Ballantyne. 704-661-0375

$359,000

3 Beds ⋅ 3 Baths ⋅ 4431574 MLS ⋅ ACTIVE UNDER CONTRACT Status

A Fort Mill address with convenient access to Charlotte! Located in Pikeview Place near I-77 and I-485, this townhome puts everyday essentials within easy reach, including a grocery store right at the front of the subdivision. Shopping, dining, and Carowinds are nearby, with straightforward routes to Uptown Charlotte and Charlotte Douglas International Airport. Enjoy being outside the city while staying connected to everything it offers. Built in 2018, this 3-bedroom, 2.5-bath home includes an attached two-car garage and an inviting layout. The kitchen features a generous island, pendant lighting, tile backsplash, and abundant cabinetry, opening to the living area so conversation can flow while you cook. A separate dining area and built-in serving station provide extra space for entertaining or your morning coffee setup. Upstairs, a versatile loft offers room for a home office, media area, or reading nook. The spacious primary suite includes a walk-in closet and a bath with dual sinks and a walk-in shower. Two additional bedrooms and an upstairs laundry room add everyday convenience. Finish the day on your fenced patio, with space to relax or enjoy dinner outdoors.

447 Tayberry Lane, Fort Mill

Listing courtesy of Redfin Corporation. james.stinecipher@redfin.com

$325,000

2 Beds ⋅ 3 Baths ⋅ 4432759 MLS ⋅ ACTIVE Status

Welcome to 1020 Archibald Avenue, a beautifully maintained 2-bedroom, 2.5-bath townhome offering just over 1,500 square feet of comfortable living space in the Ayrshire Townhomes community of Fort Mill! Tucked away in an inviting neighborhood just minutes from I-77, this move-in-ready home offers a wonderful combination of convenience, functionality, and low-maintenance living. Step inside to a welcoming front foyer featuring a conveniently located drop zone, perfect for keeping everyday essentials organized. The kitchen offers a clean, modern feel with granite countertops, ample cabinetry, and a spacious center island that provides additional prep space and a natural gathering place for entertaining. The kitchen also features an electric range, microwave, and stainless steel refrigerator, which the seller is willing to convey with an acceptable offer. Just beyond the kitchen, the inviting living room is centered around a gas fireplace, creating a comfortable space to relax and unwind. Upstairs, you'll find two spacious bedrooms, each complete with its own private ensuite bathroom and walk-in closet! Both bathrooms feature tile flooring and a garden tub/shower combination, providing flexibility and comfort. Conveniently situated between the two bedrooms, the upstairs laundry area makes everyday chores a little easier. Whether you're looking for a guest suite, roommate arrangement, or simply additional personal space, this thoughtfully designed floor plan offers plenty of versatility. One of the standout features of this particular homesite is the natural landscape behind the property. Unlike many townhomes with neighboring residences directly behind them, this home enjoys a natural buffer that creates a greater sense of separation and privacy. An attached one-car garage provides convenient parking and additional storage space. Enjoy the added convenience of HOA-provided lawn care and general groundskeeping, along with access to community amenities including an outdoor pool and common areas. These benefits make it easy to enjoy a low-maintenance lifestyle while taking advantage of everything the neighborhood has to offer. With its excellent condition, functional floor plan, and convenient location near I-77 and the surrounding Fort Mill area, this townhome offers a fantastic opportunity to enjoy comfortable, low-maintenance living. Come see everything 1020 Archibald Avenue has to offer!

1020 Archibald Avenue, Fort Mill

Listing courtesy of Sun Valley Realty. jennmasucci@gmail.com

$260,000

3 Beds ⋅ 2 Baths ⋅ 4429854 MLS ⋅ ACTIVE Status

Tucked beneath the trees in Dogwood Hills, this charming 3-bedroom, 2-bath home offers a peaceful, private setting in a convenient Fort Mill location just off Regent Parkway. Inside, beautiful flooring, freshly cleaned carpets, abundant natural light and a wood-burning stone fireplace create an inviting place to call home. But the true heart of this home may be the beautiful sunroom. Wrapped in windows with peaceful views of the surrounding trees, it's the kind of space you'll find yourself drawn to every day—morning coffee, a good book, visiting with friends or simply unwinding at the end of the day. Step outside onto the rear deck and enjoy even more of the wooded setting. The kitchen offers white cabinetry, generous counter space and a breakfast bar. All three bedrooms have ceiling fans, with walk-in closets in the primary and one secondary bedroom. The primary also features a private bath with dual sinks. And if storage is on your wish list, this home has plenty—from basement storage and an outdoor shed to a long storage corridor within the crawlspace. Refrigerator, washer and dryer convey. HOA dues include trash and exterior maintenance, including roof maintenance. Rentals are permitted, offering flexibility for homeowners and investors alike. A tucked-away setting, welcoming neighbors and a convenient Fort Mill location make this one feel a little different from the moment you arrive. Wood-burning fireplace professionally cleaned annually by a local company. HVAC serviced 10/7/2026. Gutters and roof cleaning scheduled for 10/8/2026

2786 Dogwood Hills Court, Fort Mill

Listing courtesy of Keller Williams Ballantyne Area. 843-504-6188

$310,000

3 Beds ⋅ 2 Baths ⋅ 4431804 MLS ⋅ ACTIVE Status

Priced to sell, this home is ready for someone to make it their own! With a little updating this home WILL shine! It features vaulted ceilings, 3 BR/2.5 Bath, a laundry room, a wrap around deck and a large screened porch. Plus a huge fenced backyard and backs up to the Anne Springs Greenway. A tray ceiling in the primary bedroom, washer, dryer and refrigerator are included. Tons of privacy on a quiet street, in a great location. The home also has a front porch, a storage shed and a driveway that can fit 3 cars. We have already obtained quotes for much of the needed work and have a reliable contractor ready! Award Winning Fort Mill Schools and close to downtown Fort Mill, Indian Land and Ballantyne! Home sold as is.

202 Polly Collins Court, Fort Mill

Listing courtesy of COMPASS. susan@axtonpropertygroup.com

$374,000

3 Beds ⋅ 3 Baths ⋅ 4422689 MLS ⋅ ACTIVE Status

Welcome to this beautifully maintained townhome offering comfort, convenience, and a move-in-ready feel. This property is unique from others in the neighborhood because of the desirable main level primary suite features that includes a full private bath and a walk in closet. Freshly painted throughout, this home showcases beautiful flooring and a clean, inviting interior. The carpets have been professionally cleaned, making the home feel and look fresh and ready for its new owners. The spacious layout offers plenty of room for everyday living, not to mention the private backyard created for entertaining, and relaxing. It has one car garage, driveway and at a cul-de-sac. Enjoy a prime location close to a variety of restaurants, shopping, and Ann Spring Greenway just around the corner. Don't miss your opportunity to make this beautiful townhome your next home. Schedule your private showing today and come see this gem and make an offer!!!

615 School House Lane, Fort Mill

Listing courtesy of NorthGroup Real Estate LLC. ruby.kravitzrealtor@gmail.com

$250,000

2 Beds ⋅ 3 Baths ⋅ 4431316 MLS ⋅ ACTIVE Status

Welcome to this cozy 2-bedroom, 2½-bath middle-unit townhome in the sought-after Cascades at River Crossing! Lovingly maintained by the original owner, this home offers comfortable living, an open floor plan, and a convenient location. The main level features an inviting living room/dining room combo that flows seamlessly into the kitchen, which has its own dining area, creating an ideal space for everyday living and entertaining. A spacious pantry, laundry room, and convenient half bath complete the main level. A concrete patio is off the kitchen for relaxing outdoors. Upstairs, you'll find a versatile loft area that could potentially be converted into a third bedroom, home office, or additional living space. The primary bedroom features its own private bath, while the bright second bedroom is located near the additional full bathroom. The home also includes a single-car garage and additional parking on the concrete driveway. As a middle unit, the home offers the added benefit of reduced exterior exposure, which can help with heating and cooling efficiency. The location is very convenient to amenities, with quick access to Interstate 77 and the HWY 21 Bypass positioned well near the Fort Mill and Rock Hill border. Enjoy easy access to a wide variety of dining, shopping, entertainment, and outdoor recreation, including Riverwalk, just a short distance away. This well-maintained home is thoughtfully laid out, ideally located, and ready for its next owner! Seller will consider paying some closing costs.

207 Tail Race Lane, Fort Mill

Listing courtesy of Southern Nest Realty Inc. bobkatzrealty@gmail.com

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