Charlotte Homes with Waterfront Lot Description

Welcome to Charlotte, North Carolina—a vibrant city where southern charm meets urban sophistication. Nestled in Mecklenburg County, Charlotte is known for its dynamic economy, rich cultural scene, and a plethora of recreational opportunities. As the second-largest banking center in the United States, it boasts a thriving job market, making it an ideal destination for professionals and families alike. With its warm climate, diverse neighborhoods, and a strong sense of community, Charlotte offers a unique blend of city living and outdoor adventure.

One of the most appealing aspects of Charlotte is its stunning waterfront properties. Imagine waking up to serene views and the gentle sounds of nature right outside your window. Homes with waterfront lots in Charlotte provide not just a residence, but a lifestyle. These properties often feature expansive decks, private docks, and lush landscaping, allowing residents to enjoy everything from morning coffee by the water to sunset gatherings with friends and family.

Whether you’re looking for a cozy cottage on Lake Norman or a luxurious estate along the Catawba River, Charlotte's waterfront homes cater to a variety of tastes and budgets. Enjoy fishing, kayaking, or simply relaxing by the water’s edge—these homes provide an unparalleled connection to nature while being just a stone's throw away from the city’s bustling amenities.

With its perfect balance of urban excitement and tranquil waterfront living, Charlotte is truly a gem in North Carolina. Explore the possibilities of waterfront homes in this thriving city and discover your dream lifestyle today!

Newest Charlotte Homes with Waterfront Lot Description

$456,000

3 Beds ⋅ 3 Baths ⋅ 4442806 MLS ⋅ ACTIVE Status

Your Private Haven with Peaceful Pond Views! Escape the hustle and bustle of everyday life and discover your own private retreat! Nestled on 1.55 acres with no HOA, this charming 3-bedroom, 2.5-bath home offers 1,937 square feet of comfortable living space surrounded by mature trees, natural beauty, and picturesque pond views. A long driveway welcomes you to a home tucked away from the street, creating a peaceful sense of privacy. Inside, abundant natural light pours through beautiful bay windows in the kitchen, adjoining dining room, as well as primary bedroom, while the spacious family room features a cozy wood-burning fireplace. The sunroom is a true highlight of the home, offering a front-row seat to the beauty of nature with 2 walls of windows! Sip your morning coffee while overlooking the tranquil pond, watch wildlife among the surrounding woodlands, or simply unwind and enjoy the changing seasons. Step outside to the expansive, covered two-tier deck, where peaceful water views and a lush natural setting provide the perfect backdrop for outdoor dining, entertaining, or quiet evenings. The primary suite features a double vanity and walk-in closet, while the secondary bedrooms offer generous storage and a convenient Jack-and-Jill bathroom. Additional features include an oversized two-car garage with built-in storage and workbench, along with an invisible pet fence surrounding nearly the entire property. Recent improvements include a new water heater (2023), HVAC system and ductwork (2024), LVP flooring throughout (2025), and smart thermostats. Located just blocks from Farmington Village and Brookdale shopping plazas, medical facilities, and professional offices, this property offers a rare combination of privacy, natural beauty, pond views, and everyday convenience—this is more than a home; it's your own peaceful haven.

10207 Rockwood Road, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 678-793-2510

$1,175,000

5 Beds ⋅ 3 Baths ⋅ 4442924 MLS ⋅ COMING SOON Status

Lakefront living on Lake Wylie, set on the coveted waters of Brown’s Cove in Windward Cove. This 5-bedroom, 3-bath home has 4,314 heated sq ft, with true main-level living and a fully finished walkout lower level. Both levels open onto composite decks with sweeping, wide-open lake views. Down at the water you’ll find a private dock with a boat lift, two jet ski docks, and power at the dock. The main level has 3 bedrooms and 2 full baths. The living room centers on a fireplace and opens to the deck, and Brazilian walnut floors run throughout. The kitchen has a Bosch induction cooktop, a whisper-quiet dishwasher, instant hot water, smart lighting, a pantry, and a sunny breakfast area overlooking the lake. A formal dining room and a private office complete the floor. The updated primary suite has a dual-vanity bath and a walk-in closet; actually all the bathrooms in the home are renovated and absolutely gorgeous. The walkout lower level works as its own retreat. It has a full second kitchen with quality cabinetry, a spacious den, and two bedrooms, including an oversized bedroom with an ensuite bath. A 26-foot workshop with two 20-amp circuits rounds it out. That makes it ideal for guests, multigenerational living, or hobbies. And with it's own deck access and a hot tub to boot, it's a great place to call home. Thoughtful updates include HVAC about 5 years old, replacement windows, a radon mitigation system, LeafGuard gutter guards, an expanded driveway, a newer garage door, all bathrooms updated, remote-control blinds, central vac, and smart locks. Outside there’s a storage shed that conveys, and a 2-car garage. The location is amazing, on the NC side of the lake close to shops and restaurants at Berewick and the Outlets, and access to 485 is easy. This is the perfect retreat - come check it out!

10408 Quiet Bay Court, Charlotte

Listing courtesy of COMPASS. kalie.koivisto@compass.com

$640,000

4 Beds ⋅ 3 Baths ⋅ 4439645 MLS ⋅ ACTIVE Status

Lakefront living right here in Charlotte! Welcome to 5109 Foxbriar Trail, a beautiful waterfront home in the desirable Davis Lake community. Imagine starting your mornings with peaceful lake views and spending evenings relaxing or entertaining on your incredible custom patio featuring approximately 2,000 square feet of pavers. This spacious two-story home offers 4 bedrooms, 2.5 bathrooms, a dedicated home office, and a large upstairs bonus room, providing plenty of space for everyday living and entertaining. Inside, you'll find beautifully remodeled bathrooms, a new bar area, and generous living spaces filled with character and charm. Step outside and enjoy peaceful waterfront views right from your backyard! Beyond the property, Davis Lake residents enjoy fantastic amenities, including a clubhouse, swimming pools, fitness center, tennis and pickleball courts, playgrounds, walking and biking trails, and a private 14-acre fishing lake. Conveniently located near shopping, restaurants, I-77, I-85, and Uptown Charlotte. A wonderful opportunity to enjoy lakefront living without leaving the city.

5109 Foxbriar Trail, Charlotte

Listing courtesy of Keller Williams Ballantyne Area. yuliankuts@kw.com

14507 Waterside Drive Unit #C, Charlotte

$527,000

3 Beds ⋅ 4 Baths ⋅ 4437158 MLS ⋅ ACTIVE Status

Welcome to lakefront living at The Yachtsman on Lake Wylie! Located on the North Carolina side of the lake, this gated townhouse community offers beautiful sunsets from multiple areas of the home. Enjoy access to the marina with approximately 54 boat slips, a private beach, saltwater pool, clubhouse, tennis court, and marine storage yard. The spacious kitchen features granite countertops, gorgeous cabinetry, and a tiled backsplash. The living room offers a gas fireplace with a tiled surround and wood mantle. Recent updates include renovated bathrooms, updated finishes, newly installed windows, a tank-style water heater, and a Trane 2.5-ton HVAC system installed in August 2025, featuring a 10-year parts warranty and 2-year labor warranty. The primary bedroom features a walk-in closet and direct access to the lower-level patio. This townhome is being offered fully furnished, including all appliances. Please note that the gray wooden wall table next to the dining table is not a fixture and does not convey with the property. Enjoy the combination of lake views, community amenities, and comfortable townhouse living! Check out the property video and send it to your clients.

14507 Waterside Drive Unit #C, Charlotte

Listing courtesy of Keller Williams South Park. nelmsmiranda2006@kw.com

$850,000

4439538 MLS ⋅ ACTIVE Status

Discover the opportunity to build your dream custom estate on this exceptional deep-water lot along beautiful Lake Wylie. Featuring a beach area and the potential for a private boat slip, this property offers the perfect setting for a luxurious waterfront lifestyle. Nestled within a breathtaking 1,350+ acre nature preserve with more than 300 acres of protected open space, the community offers a rare blend of natural beauty, privacy, and exclusivity. Imagine relaxing in your custom-built home, surrounded by mature trees and overlooking the tranquil waters of Lake Wylie, just a short drive from the vibrant city of Charlotte. Enjoy an impressive array of community amenities, plus a welcoming community lodge for residents to enjoy. Experience the best of waterfront living, where nature, luxury, and convenience come together.

12525 Marsh Wren Court, Charlotte

Listing courtesy of Better Homes and Gardens Real Estate Paracle. cindycrisp4sale@gmail.com

$900,000

4 Beds ⋅ 4 Baths ⋅ 4436745 MLS ⋅ ACTIVE UNDER CONTRACT Status

Hidden waterfront gem in the middle of it all! This 2021 4 bed/2.5 bath; ~3245sf, 0.53ac home is beautifully designed with large windows and expansive wrap-around deck overlooking the Catawba River. With NO neighbors on either side, and a wall of trees across the river, this truly feels like a private oasis! With convenient access to uptown, the Whitewater Center, shopping, dining, healthcare and interstates, the location makes this home even better. The open floor-plan is thoughtfully inspired for easy daily living. The kitchen has a large working island, ample counter and cabinet space, open to the great room and windows that showcase some of the most beautiful sunsets. The primary bedroom and sure-to-please ensuite bathroom are also on the main floor, along with the spacious laundry room, boasting sink and cabinetry. Upstairs you will find 3 more bedrooms, another full bathroom, a huge walk-in storage room, and another wall of windows in the bonus/office room that give you those breathtaking views. Top it off with your own private water access ramp for kayaks, jet skis, or relaxing by a fire and listening to the gentle sounds of the river. Built for current FEMA standards, this home received minimal water intrusion in the 3+ car garage but not in the home's living areas during Helene. If you've been looking for a waterfront property that has room for everyone, all the fun water toys, AND gives you that tranquil, vaca-all-day feeling - this is a must to put on your list!

1727 Lake Drive, Charlotte

Listing courtesy of Carolina Living Associates LLC. 704-661-2328

$850,000

5 Beds ⋅ 4 Baths ⋅ 4431741 MLS ⋅ ACTIVE UNDER CONTRACT Status

OPEN HOUSE CANCELLED DUE TO STATUS CHANGE! WATERFRONT | NO HOA | PRIVATE DOCK | 5 BEDROOMS | PRIMARY ON MAIN | 3.5 BATHS | NEAR WHITEWATER CENTER! Live the lake life you’ve been dreaming of! This exceptional waterfront home on the Catawba River accessing Lake Wylie offers the perfect blend of everyday luxury, outdoor adventure and investment potential—with no HOA and opportunities for short- or long-term rental use. Located on the desirable north side near the Whitewater Center, this property puts boating, fishing, paddle boarding and sunset cruises right outside your door. Enjoy your own private dock, fenced waterfront yard with double gate providing easy access to the lake but offers a flat open yard for safe play. The expansive covered back porch, complete with tongue-and-groove ceiling, surround sound wiring and a dedicated gas line for an outdoor grill, is made for morning coffee in your rocking chair, unforgettable lake gatherings, and relaxing evenings overlooking the water. Inside, the spacious 5-bedroom, 3.5-bath home features a primary suite on the main level, soaring two-story ceilings in the foyer and great room, and immaculate hardwood floors throughout the downstairs, staircase and catwalk. The beautifully remodeled kitchen is designed for entertaining with shaker cabinets, under-cabinet lighting, a 6-burner gas range with accent hood, farmhouse sink and oversized granite island with seating for four. The great room features stunning built-ins surrounding newly installed gas logs. The remodeled primary bath offers a large soaking tub, rain shower head and spacious closet. Additional highlights include granite and quartz countertops, updated fixtures, fresh paint throughout, tankless water heater, 3-car garage, newly stained front porch and refreshed landscaping. New refrigerator, dishwasher and washer/dryer (2025) to convey. Whether you’re looking for a full-time lake retreat, weekend escape, income-producing property or a place to create unforgettable memories with family and friends, this rare waterfront opportunity delivers the lifestyle, location and flexibility you’ve been waiting for. Showings start 10/17!

1333 Riverside Drive, Charlotte

Listing courtesy of Keller Williams Select. samanthaberg@kw.com

$599,000

4432455 MLS ⋅ ACTIVE Status

Discover an exceptional opportunity to own 5.7 acres of beautiful waterfront property nestled at the end of a peaceful cove, just moments from the vibrant River District. Enjoy stunning water views, a naturally wooded setting, and privacy while remaining close to everything Charlotte has to offer. The property provides a unique opportunity to create your dream estate, with potential for multiple homes. Located in a highly convenient area, you’ll be just minutes from Charlotte Douglas International Airport, I-485, Uptown Charlotte, and the River District’s restaurants, shopping, trails, and recreational amenities. Rare acreage. Waterfront setting. Unbeatable location. Endless possibilities. Come envision what you can create here!

00 Lochfoot Drive, Charlotte

Listing courtesy of Lake Realty. gina@lakerealty.com

9817 Emerald Point Drive Unit ##8, Charlotte

$415,000

2 Beds ⋅ 2 Baths ⋅ 4429998 MLS ⋅ ACTIVE Status

Welcome to waterfront living at Emerald Point! This beautifully updated END-UNIT condo offers sweeping, wraparound views of Lake Wylie and a front-row seat to the peaceful waterfront lifestyle—right in Charlotte. From the moment you step inside, your eye is drawn through the open living and dining areas to the water beyond. The bright, updated kitchen features white cabinetry, granite countertops, stainless steel appliances and generous prep and gathering space, while the spacious great room is anchored by a fireplace and built-ins. Step outside to the covered balcony and enjoy expansive lake views—the perfect setting for morning coffee, evening cocktails or simply watching life on the water. The primary suite offers generous space, a walk-in closet and private bath with garden tub and separate shower, while the secondary bedroom and full bath provide flexibility for guests, a home office or additional living space. Beautiful flooring, fresh neutral finishes and abundant natural light make this home feel welcoming and move-in ready. As an end unit, the home enjoys additional privacy and an exceptional connection to the surrounding lake setting. Emerald Point offers a rare opportunity to enjoy Lake Wylie living while remaining convenient to I-485, Charlotte Premium Outlets, shopping, dining, the airport and all that Charlotte has to offer. Whether you are searching for a full-time home or your own waterfront retreat, this is Charlotte lake living at its best.

9817 Emerald Point Drive Unit ##8, Charlotte

Listing courtesy of Mackey Realty LLC. jennifer.lee@mackeyrealty.com

$1,645,000

5 Beds ⋅ 4 Baths ⋅ 4428127 MLS ⋅ ACTIVE Status

Embrace the lake life you’ve always dreamed of in this exceptional waterfront home, perfectly positioned on a cul-de-sac in the coveted Saybrooke community on the shores of Lake Wylie. Designed with sophisticated modern décor, custom accents, and exceptional attention to detail, this residence delivers a seamless blend of luxury, comfort, and effortless entertaining. The waterfront setting is enhanced by a private boat dock featuring two boat lifts and dedicated storage for all your water-sport essentials. Inside, a richly appointed office showcases charcoal board-and-batten paneling, tongue-and-groove wood ceiling and a cleverly concealed speakeasy closet, while a full bath adds flexibility for guests or main-level living. The gourmet kitchen is a showstopper with an oversized quartz island, crisp white cabinetry with glass-front display accents, smoked-glass pendant lighting, gas cooktop, and a wall oven and microwave, flowing seamlessly into the dramatic two-story great room and dining area, where LVP flooring unites the open-concept living spaces and a floor-to-ceiling brick fireplace creates a stunning focal point. Custom lighting continues throughout, including a striking dining fixture that complements the kitchen’s contemporary design. The luxurious primary suite features a deep tray ceiling, a private retreat with sliding-door access to the covered patio and beautiful wooded and lake views, while the spa-inspired bath offers dual vanities, marble tile heated flooring and walls, a glass-enclosed shower, and a freestanding soaking tub. Even the charcoal-toned laundry room brings a glamorous designer touch to everyday living. Upstairs, a versatile loft, three spacious bedrooms and an impressive media room provide abundant space for family and guests, and for the cigar aficionado, a dedicated HVAC and an automated 8-inch inline exhaust fan and air purifier designed keep the air fresh. With its sophisticated interiors, bespoke details, private waterfront amenities and breathtaking Lake Wylie setting, this is lakefront living elevated to an entirely new level.

17822 Wilbanks Drive, Charlotte

Listing courtesy of Howard Hanna Allen Tate Charlotte South. dorthe.h@allentate.com

$1,125,000

4 Beds ⋅ 4 Baths ⋅ 4430274 MLS ⋅ ACTIVE Status

Live the Lake Life Every Day! This stunning waterfront home on Lake Wylie offers the ultimate in relaxed luxury and scenic beauty. Step outside to enjoy a massive deck, covered patio, and floating dock—perfect for entertaining or simply soaking in the peaceful lake views. Surrounded by beautiful trees and natural shoreline, this serene setting is your personal retreat. Inside, an open-concept floor plan welcomes you with soaring ceilings and abundant natural light pouring through oversized windows. The heart of the home is the gourmet kitchen, featuring stainless steel appliances, a center island, granite countertops, and a spacious dining area that flows seamlessly into the vaulted great room, creating the perfect space for daily living. A dedicated Home Office with wainscoting offers a quiet, elegant space for working from home. The main-level primary suite is a showstopper, offering lake views, dual vanities, a large tiled shower, and custom walk-in closet. The upper level features three bedrooms, two full baths, and a versatile loft, providing ample space for family and guests. The lower level is designed for ultimate entertainment, boasting a massive Rec Room ready for gatherings. An expansive unfinished area awaits your personal finishing touches, providing incredible potential for a 5th bedroom, 4th full bath, home gym, media room, or extra storage. This is more than a home; it's a seamless blend of luxury living and perpetual lakeside relaxation. *** For Limited Time*** Seller including $10,000 closing credit which could be used for decorating upgrades to flooring, closing costs, or rate buy down.

17909 Wilbanks Drive, Charlotte

Listing courtesy of Keller Williams Connected. drew@lwman.com

$1,190,000

3 Beds ⋅ 2 Baths ⋅ 4427688 MLS ⋅ ACTIVE UNDER CONTRACT Status

Enjoy the feeling of getting away to the lake without leaving Charlotte. Tucked away on a quiet, dead-end road, this renovated waterfront cabin offers the rare combination of lake living, privacy and convenience - approximately a 20-30 minute drive from Uptown, SouthPark and Myers Park. Renovated in 2022, the home features warm, whitewashed old-pine walls and ceilings that preserve the character of a true lake cabin while creating a bright, comfortable interior. The heart of the home is the large open Great Room, bringing together the kitchen, dining area, den, fireplace and bar into one inviting space. The home offers three bedrooms, two full baths and a dedicated laundry room. From the Great Room, step onto the large screened porch overlooking mature oak trees and the lake beyond. Sitting among the treetops, it's a wonderful place for morning coffee, dinner with friends or a quiet evening at the lake. THE DOCK A standout feature of the property is the large custom covered Trex dock designed for spending the entire day on the water. It includes a boat/pontoon lift, two Jet Ski lifts, a ceiling-mounted drop-down television and a spacious second-story deck overlooking Browns Cove. ADDITIONAL FINISHED SPACE Downstairs is a finished bonus room with a sliding glass door opening directly to a covered paver patio. A matching paver walkway leads toward the dock. The downstairs layout also offers the potential for adding a full bath. The lower level also includes a one-car garage with an epoxy-finished floor.

9428 Windygap Road, Charlotte

Listing courtesy of NorthGroup Real Estate LLC. hunterwilsonclt@gmail.com

Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

Charlotte Homes with Waterfront Lot Description

Newest Charlotte Homes with Waterfront Lot Description

How much is your home worth?

How much is your home worth?